$129,900
33 Mount Grace · Beaufort, SC 29906
FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.
See what this means for your monthly paymentSource: FEMA National Flood Hazard Layer.
Listing description
BUILD YOUR 2026 DREAM IN HABERSHAM. This premium .16-acre interior lot offers a rare opportunity to join one of the Lowcountry's most award-winning waterfront communities. Imagine being just a 10-minute stroll from Habersham's vibrant town center for morning coffee or sunset dinners. Whether you're looking for adventure on the community dock and boat landing or relaxation by the resort-style pool and fire pit pavilion, this location has it all. With tennis courts, walking trails, and a playground just steps away, y…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-07-09 — a benchmark, not your rate.
Estimated all-in monthly (with flood)
$980–$1,215/mo
This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $129,900 price, 20% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $1,191/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Exterior & Lot
- Lot Size
- 1x1x1
Utilities
- Water
- Public
- Utilities
- Electricity Available, Natural Gas Available, Cable Available
Community & HOA
- HOA Fee
- $2,000 / annually
Financial & Terms
- List Price
- $129,900
- Annual Taxes
- $1,191
- Financing Accepted
- Cash, Conventional, Fha
- Zoning
- PUD
Listing activity
On the market for 191 days.
Price Reduced
May 13, 2026
Status: Active
Jan 7, 2026
Came on market
Jan 7, 2026
Listed for sale
Jan 5, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
Ask anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
33 Mount Grace, Beaufort, SC 29906
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
The MLS flags this property as within an Air Installation Compatible Use Zone (AICUZ) for MCAS Beaufort — an area that can be affected by aircraft noise or accident-potential overlays. We can help you understand what that means before you make an offer.
Getting around
Downtown Beaufort
~5.8 mi
Bluffton
~14.1 mi
Hilton Head Island
~14.5 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Amanda S Jones, Greco Group Brokered by eXp.
Listing data last updated July 2, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.