1 / 30
ActiveMLS# 190743

$228,000

345 Distant Island Drive · Beaufort, SC 29907

Resident S/D Lot396 days on market
HOA Community

What stands out

  • 0.52-acre lot

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — outside the high-risk area but within the 0.2% annual-chance (500-year) floodplain. Flood insurance is not federally required but is often inexpensive here.

Source: FEMA National Flood Hazard Layer.

Listing description

Tucked within one of Beaufort's most sought-after deepwater communities, this .52-acre interior wooded lot offers the perfect canvas to build your Lowcountry dream home. Located in The Village of Distant Island, residents enjoy an exclusive coastal lifestyle complete with two community deepwater docks, a private boat ramp and launch, and boat storage. Amenities also include a tennis court, community gardens, and scenic walking trails along the waterfront. This neighborhood is truly a boaters paradise. Surrounded…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($45,600)
%

Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.

Estimated all-in monthly

$1,436/mo

Principal & Interest$1,149
Property tax (owner-occ. 4%, est.)$95
Homeowners insurance (est.)$67
HOA dues$125
Loan amount$182,400
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $228,000 price, 20% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $1,645/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Exterior & Lot

Lot Size
.52 acres

Utilities

Water
Public
Utilities
Septic Permit, Electricity Available

Community & HOA

HOA Fee
$1,500 / annually

Financial & Terms

List Price
$228,000
Annual Taxes
$1,645
Financing Accepted
Cash, Conventional
Zoning
Residential

Listing activity

On the market for 396 days.

  1. Status: Active

    May 27, 2025

  2. New Listing

    May 27, 2025

  3. Came on market

    May 27, 2025

  4. Listed for sale

    May 26, 2025

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

Ask anything about this home

Honest answers from this listing's data

Talk to a person

I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

345 Distant Island Drive, Beaufort, SC 29907

Map loads as you scroll

Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~4 mi

  • Bluffton

    ~16.5 mi

  • Hilton Head Island

    ~13.3 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Stacey S Hall, Old South Properties.

Listing data last updated May 26, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

Similar homes you may like

More homes in Beaufort

View all Beaufort listings

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

Call
Save