$649,000
$269/sq ft361 Fernleaf Lane · Bluffton, SC 29909
3
Beds
2
Baths
2,412
Sq Ft
2017
Built
What stands out
- Trees/Woods views
- Single-level living
- Garage parking
- Fireplace
- Private pool
- Outdoor living: Patio, Front Porch
- Accepts VA financing
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).
Source: FEMA National Flood Hazard Layer.
Listing description
Napa Valley single story model in the sought-after Sun City North. This spacious 3-bedroom home offers the perfect blend of comfort and coastal charm, featuring a light and bright coastal-inspired gourmet kitchen with upgraded finishes, ample cabinetry, and generous prep space for entertaining. Enjoy a designated dining area ideal for gatherings, along with a cozy fireplace that creates a warm and inviting living space. The thoughtfully designed split floor plan provides privacy for guests with separated guest bed…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-07-09 — a benchmark, not your rate.
Estimated all-in monthly
$4,514/mo
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $649,000 price, 0% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 3
- Full Baths
- 2
- Living Area
- 2,412 sq ft
- Levels
- One
- Flooring
- Carpet, Luxury Vinyl
- Appliances
- Microwave, Dishwasher, Refrigerator, Disposal, Dryer, Washer, Furnished
- Heating
- Central
- Cooling
- Central Air
- Fireplace
- 1
- Interior Features
- Ceiling Fan(s), Double Vanity, Open Floorplan, Pantry, Recessed Lighting, Smart Thermostat, Walk-In Closet(s)
Exterior & Lot
- Lot Size
- 0.23 acres
- Construction
- HardiPlank Type
- Foundation
- Slab
- Roof
- Composition
- Parking
- Driveway, Garage
- Porch / Patio
- Patio, Front Porch
- Pool
- Community
- View
- Trees/Woods
- Exterior Features
- Outdoor Grill, Tennis Court(s), Rain Gutters
Utilities
- Water
- Public
- Sewer
- Public Sewer
Community & HOA
- HOA Fee
- $3,687
Financial & Terms
- List Price
- $649,000
- Price / Sq Ft
- $269
- Financing Accepted
- Conventional, Fha, Va Loan, Cash
- Zoning
- Residential
Listing activity
On the market for 44 days.
Price Reduced
Jul 5, 2026
Status: Active
May 31, 2026
Came on market
May 31, 2026
Listed for sale
May 30, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 9319 Evan Way, Bluffton, SC 299103 bd · 2,430 sqft | $396,500 | $163 | Jun 2026 |
| 185 Fernleaf Lane, Bluffton, SC 299093 bd · 2,437 sqft | $750,000 | $308 | Jun 2026 |
| 319 Bridge View Lane, Bluffton, SC 299103 bd · 2,459 sqft | $527,990 | $215 | Jun 2026 |
| 183 White Oaks Circle, Bluffton, SC 299103 bd · 2,349 sqft | $595,000 | $253 | Jul 2026 |
| 9 Columbus Circle, Bluffton, SC 299093 bd · 2,331 sqft | $520,000 | $223 | Jun 2026 |
Recent closed sales of similar homes nearby (this list price is $649,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
361 Fernleaf Lane, Bluffton, SC 29909
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~19 mi
Bluffton
~7.7 mi
Hilton Head Island
~13.8 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Jasper County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- VA loan fit, financing options, and your real monthly budget
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Kristen Hunter, Keller Williams.
Listing data last updated July 5, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.