$845,000
$314/sq ft378 Cottage Farm Drive · Beaufort, SC 29902
3
Beds
2.5
Baths
2,691
Sq Ft
1997
Built
What stands out
- Other views
- Garage parking
- 2 fireplaces
- Outdoor living: Screened Porch, Patio, Rear Porch
- Fenced yard
- Accepts VA financing
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).
Source: FEMA National Flood Hazard Layer.
Listing description
Situated on a corner lot in desirable Cottage Farm, this well-maintained Lowcountry home blends timeless character with inviting spaces. The beautiful Carolina room features vaulted ceilings, walls of windows and a gas fireplace. White oak hardwoods, three-piece crown moulding and a second gas fireplace add warmth throughout, while updated baths, refreshed laundry and a spacious bonus room offer flexibility for guests, home office or additional sleeping space. A screened porch and paver patio extend living outdoors…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-10-08 — a benchmark, not your rate.
Estimated all-in monthly
$6,477/mo
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $845,000 price, 0% down, 7.4% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $5,147/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 3
- Full Baths
- 2
- Half Baths
- 1
- Living Area
- 2,691 sq ft
- Levels
- Two
- Flooring
- Tile, Wood
- Appliances
- Microwave, Dishwasher, Disposal, Fireplace/Equipment, Auto/Gar/Opener, Cable TV/Available, Dryer, Washer, Attic Fan, Built-In Electric Oven
- Heating
- Heat Pump, Central
- Cooling
- Electric, Central Air
- Fireplace
- 2
- Water Heater
- Gas
- Interior Features
- Ceiling Fan(s), Chandelier, Crown Molding, Double Vanity, High Ceilings, Recessed Lighting, Vaulted Ceiling(s), Walk-In Closet(s)
Exterior & Lot
- Lot Size
- 0.26 acres
- Construction
- HardiPlank Type
- Foundation
- Crawl
- Roof
- Metal
- Parking
- Driveway, Electric Vehicle Charging Station(s), Garage, Garage Faces Side, Paved, Paver Block, Workshop in Garage
- Porch / Patio
- Screened Porch, Patio, Rear Porch
- Fencing
- Partial
- View
- Other
Utilities
- Water
- Public, Irrigation Well
- Sewer
- Public Sewer
- Utilities
- Sewer Available, Water Available
Community & HOA
- HOA Fee
- $340 / annually
Financial & Terms
- List Price
- $845,000
- Price / Sq Ft
- $314
- Annual Taxes
- $5,147
- Financing Accepted
- Conventional, Fha, Va Loan, Cash
- Zoning
- Residential
Listing activity
On the market for 23 days.
Status: Active
Sep 18, 2026
New Listing
Sep 18, 2026
Listed for sale
Sep 18, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 125 South Park, Beaufort, SC 299063 bd · 2,918 sqft | $1,517,500 | $520 | Oct 2026 |
| 63 James Habersham, Beaufort, SC 299063 bd · 2,401 sqft | $1,454,800 | $606 | Sep 2026 |
| 16 Jade Street A, Beaufort, SC 299073 bd · 2,328 sqft | $515,000 | $221 | Sep 2026 |
| 4887 Breeze Way, Beaufort, SC 299074 bd · 2,672 sqft | $430,000 | $161 | Oct 2026 |
| 22 W National Boulevard, Beaufort, SC 299074 bd · 2,550 sqft | $600,000 | $235 | Oct 2026 |
Recent closed sales of similar homes nearby (this list price is $845,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisQuestions about this home?
Ask a local agent — we'll get back to you with real answers, usually same day.
Location
378 Cottage Farm Drive, Beaufort, SC 29902
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~2 mi
Bluffton
~15.5 mi
Hilton Head Island
~14 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- VA loan fit, financing options, and your real monthly budget
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of William J Muench, Buckingham & Fields, LLC.
Listing data last updated September 21, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.