$239,000
$184/sq ft38 Ramsey Road · Beaufort, SC 29906
3
Beds
2
Baths
1,296
Sq Ft
1972
Built
What stands out
- Trees/Woods views
- No HOA
- Accepts VA financing
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).
Source: FEMA National Flood Hazard Layer.
Listing description
Priced to sell! This 3BR 2 BA home offers 1,296 sq. ft. of living space on a generous 0.41-acre corner lot. With a family-friendly layout and cozy feel, it's the perfect opportunity for buyers or investors ready to bring their vision to life. Being sold as-is, this property has great potential as a fixer-upper or long-term investment. The spacious yard provides plenty of room to entertain, garden or expand. Conveniently located and full of possibility. Adjacent lot at TBD Ramblin Road is also available.
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-07-23 — a benchmark, not your rate.
Estimated all-in monthly
$1,693/mo
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $239,000 price, 0% down, 6.58% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $2,512/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 3
- Full Baths
- 2
- Living Area
- 1,296 sq ft
- Flooring
- Carpet, Wood, Vinyl
Exterior & Lot
- Lot Size
- 0.41 acres
- Construction
- Brick
- Foundation
- Crawl, Elevated
- Roof
- Composition
- View
- Trees/Woods
Utilities
- Water
- Public
- Utilities
- Water Available
Community & HOA
- HOA
- None
Financial & Terms
- List Price
- $239,000
- Price / Sq Ft
- $184
- Annual Taxes
- $2,512
- Financing Accepted
- Conventional, Fha, Va Loan, Cash
- Zoning
- Residential
Listing activity
On the market for 9 days.
Status: Active
Jul 22, 2026
New Listing
Jul 22, 2026
Came on market
Jul 22, 2026
Listed for sale
Jul 21, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 6 Peytons Way, Beaufort, SC 299073 bd · 1,284 sqft | $400,000 | $312 | Jul 2026 |
| 4 Beau Circle, Beaufort, SC 299073 bd · 1,328 sqft | $345,000 | $260 | Jul 2026 |
| 139 Wrights Point Circle, Beaufort, SC 299023 bd · 1,248 sqft | $425,000 | $341 | Jul 2026 |
| 16 Sherwood Lane, Beaufort, SC 299073 bd · 1,236 sqft | $395,000 | $320 | Jul 2026 |
| 3 Cordata Court, Beaufort, SC 299073 bd · 1,212 sqft | $325,000 | $268 | Jul 2026 |
Recent closed sales of similar homes nearby (this list price is $239,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
38 Ramsey Road, Beaufort, SC 29906
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~3.7 mi
Bluffton
~15.4 mi
Hilton Head Island
~15 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- VA loan fit, financing options, and your real monthly budget
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Emily Brooke McIntyre Jackson, Howard Hanna Allen Tate Lowcou.
Listing data last updated July 22, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.