$3,600
$2/sq ft382 Ocean Hammock Loop · Hardeeville, SC 29927
3
Beds
2.5
Baths
2,395
Sq Ft
2024
Built
What stands out
- Waterfront — Lake
- Trees/Woods views
- Single-level living
- Garage parking
- Fireplace
- Private pool
- Outdoor living: Screened Porch, Covered Patio, Rear Porch
- Accepts VA financing
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.
See what this means for your monthly paymentSource: FEMA National Flood Hazard Layer.
Listing description
Experience resort-style living in this beautifully upgraded Cabana Bay model in Margaritaville. Custom ceiling beams, crown molding, and stylish tile flooring create a warm, inviting atmosphere. The gourmet kitchen features Level 6 quartz countertops, an oversized island, 42'' cabinets with crown molding, full-height backsplash, pull-out shelving, double-trash pullout, and Whirlpool stainless-steel appliances. A wine/beverage refrigerator and dry bar make entertaining effortless. Enjoy cozy evenings by the gas fire…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.
Estimated all-in monthly (with flood)
$419–$654/mo
This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $3,600 price, 0% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $16,778/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 3
- Full Baths
- 2
- Half Baths
- 1
- Living Area
- 2,395 sq ft
- Levels
- One
- Flooring
- Tile
- Appliances
- Gas Range, Microwave, Dishwasher, Refrigerator, Disposal, Vent Exhaust Fan, Fire Alarm, Fireplace Screen, Cable TV/Available, Dryer, Washer, Unfurnished, Wine Refrigerator, Built-In Gas Oven, Tankless Water Heater
- Heating
- Natural Gas, Central
- Cooling
- Central Air
- Fireplace
- 1
- Water Heater
- Gas, Tankless
- Interior Features
- Ceiling Fan(s), Beamed Ceilings, Crown Molding, Entrance Foyer, High Ceilings, Open Floorplan, Pantry, Recessed Lighting, Smart Thermostat, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s), Double Closets
Exterior & Lot
- Lot Size
- 0.18 acres
- Construction
- Frame
- Foundation
- Slab
- Roof
- Composition
- Parking
- Concrete, Covered, Garage Faces Front
- Porch / Patio
- Screened Porch, Covered Patio, Rear Porch
- Pool
- Community
- View
- Trees/Woods
- Waterfront
- Lake
Utilities
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Sewer Available, Water Available
Community & HOA
- HOA Fee
- $329.11 / monthly
Financial & Terms
- List Price
- $3,600
- Price / Sq Ft
- $2
- Annual Taxes
- $16,778
- Financing Accepted
- Conventional, Fha, Va Loan, Cash
- Zoning
- Residential
Listing activity
On the market for 1 day.
Status: Active
Jun 24, 2026
New Listing
Jun 24, 2026
Listed for sale
Jun 24, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 377 Dogwood Lane, Hardeeville, SC 299273 bd · 2,422 sqft | $664,000 | $274 | May 2026 |
| 311 Bluestem Lane, Hardeeville, SC 299273 bd · 2,247 sqft | $725,000 | $323 | Jun 2026 |
| 1393 Parrot Avenue, Hardeeville, SC 299273 bd · 2,549 sqft | $759,900 | $298 | May 2026 |
| 131 Foxbriar Court, Hardeeville, SC 299273 bd · 2,191 sqft | $647,500 | $296 | Jun 2026 |
| 276 Persimmon Circle, Hardeeville, SC 299273 bd · 2,612 sqft | $549,900 | $211 | Jun 2026 |
Recent closed sales of similar homes nearby (this list price is $3,600). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
382 Ocean Hammock Loop, Hardeeville, SC 29927
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~22.9 mi
Bluffton
~9.5 mi
Hilton Head Island
~16 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Jasper County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- VA loan fit, financing options, and your real monthly budget
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Kristina Davis, eXp Realty LLC - Bluffton.
Listing data last updated June 24, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.