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ActiveMLS# 196292

$470,000

$221/sq ft

3886 Oyster Bluff Boulevard · Beaufort, SC 29907

4

Beds

2

Baths

2,125

Sq Ft

2017

Built

Single Family Residence$221/sq ft4 days on market
Neighborhood ViewPoolGarageSingle-Level LivingFenced YardHOA CommunityVA-Friendly Financing

What stands out

  • Neighborhood views
  • Single-level living
  • Attached garage
  • Private pool
  • Outdoor living: Porch
  • Fenced yard
  • Accepts VA financing

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).

Source: FEMA National Flood Hazard Layer.

Listing description

Welcome Home - This beautifully maintained single-story home sits on a desirable corner lot directly across from the community amenities in sought-after Oyster Bluff on Lady's Island. The open-concept layout is perfect for entertaining, featuring a gourmet kitchen with a large granite island, updated pendant lighting, butler's area, and spacious pantry. The great room offers vaulted ceilings, while the formal dining room and flex space add versatility. The private primary suite includes tray ceilings, walk-in close…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

0% ($0)
%

Freddie Mac 30-yr avg (FRED), as of 2026-07-09 — a benchmark, not your rate.

Estimated all-in monthly

$3,410/mo

Principal & Interest$2,968
Property tax (owner-occ. 4%, est.)$196
Homeowners insurance (est.)$137
HOA dues$109
Loan amount$470,000
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $470,000 price, 0% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $1,704/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
4
Full Baths
2
Living Area
2,125 sq ft
Levels
One
Flooring
Carpet, Tile, Wood
Appliances
Electric Range, Microwave, Dishwasher, Refrigerator, Auto/Gar/Opener, Cable TV/Available, Dryer, Washer, Unfurnished
Heating
Central
Cooling
Central Air
Water Heater
Electric

Exterior & Lot

Lot Size
0.16 acres
Construction
Vinyl Siding
Foundation
Slab
Roof
Composition
Parking
Attached, Driveway, Garage
Porch / Patio
Porch
Fencing
Full
Pool
Community
View
Neighborhood

Utilities

Water
Public
Sewer
Public Sewer
Utilities
Sewer Available, Water Available

Community & HOA

HOA Fee
$327.25 / quarterly

Financial & Terms

List Price
$470,000
Price / Sq Ft
$221
Annual Taxes
$1,704
Financing Accepted
Conventional, Fha, Va Loan, Cash
Zoning
Residential

Listing activity

On the market for 4 days.

  1. Status: Active

    Jul 8, 2026

  2. New Listing

    Jul 8, 2026

  3. Came on market

    Jul 8, 2026

  4. Listed for sale

    May 11, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home is priced in line with recent comparable sales (which imply about $408,654–$1,110,627).
Sold homeSold price$/sqftClosed
91 Chestnut Street, Beaufort, SC 299064 bd · 2,106 sqft$405,000$192Jul 2026
1 Frances Court, Beaufort, SC 299074 bd · 2,202 sqft$498,000$226Jul 2026
5 Turnstone Drive S, Beaufort, SC 299074 bd · 2,258 sqft$699,000$310Jun 2026
7 W Bluff, Beaufort, SC 299064 bd · 2,296 sqft$1,200,000$523Jul 2026
136 Thistle Lane, Beaufort, SC 299074 bd · 2,388 sqft$519,900$218Jun 2026

Recent closed sales of similar homes nearby (this list price is $470,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

3886 Oyster Bluff Boulevard, Beaufort, SC 29907

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~1.6 mi

  • Bluffton

    ~18.3 mi

  • Hilton Head Island

    ~16 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • VA loan fit, financing options, and your real monthly budget
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Megan Whitney, eXp Realty LLC - Bluffton.

Listing data last updated July 9, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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