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ActiveMLS# 196714

$1,240,000

$422/sq ft

39 Olde Church Road · St. Helena Island, SC 29920

3

Beds

3.5

Baths

2,941

Sq Ft

2018

Built

Single Family Residence$422/sq ft35 days on market
WaterfrontPasture ViewRiver ViewGarageNo HOA

What stands out

  • Waterfront — River Front, Deep Water (Three Ft Min)
  • Pasture, River, Rural, Creek/Stream, Water views
  • Garage parking
  • Outdoor living: Screened Porch, Porch, Covered, Rear Porch
  • No HOA
  • 3.34-acre lot

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — outside the high-risk area but within the 0.2% annual-chance (500-year) floodplain. Flood insurance is not federally required but is often inexpensive here.

Source: FEMA National Flood Hazard Layer.

Listing description

Low country living at its finest on this true deep water, 3.34 acre private estate. Beautiful oaks adorn the property. Two primary suites encompass the entire upstairs of the home. There is also a large ensuite bedroom/flex room on the first floor of this stately residence. Both the downstairs and the upstairs enjoy full length oversized screened in porches across the back. Walk out onto the porch and relax to the deep water view of Village Creek. Private boat ramp in back allows easy access for a short boat ride i…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($248,000)
%

Freddie Mac 30-yr avg (FRED), as of 2026-07-02 — a benchmark, not your rate.

Estimated all-in monthly

$7,103/mo

Principal & Interest$6,225
Property tax (owner-occ. 4%, est.)$517
Homeowners insurance (est.)$362
Loan amount$992,000
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $1,240,000 price, 20% down, 6.43% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $3,274/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
3
Full Baths
3
Half Baths
1
Living Area
2,941 sq ft
Levels
Two
Flooring
Tile, Wood
Appliances
Microwave, Dishwasher, Refrigerator, Dryer, Washer, Unfurnished, Built-In Electric Oven, Tankless Water Heater
Heating
Electric, Heat Pump, Zoned, Central
Cooling
Electric, Heat Pump, Zoned
Water Heater
Tankless
Interior Features
Ceiling Fan(s), Double Vanity, Entrance Foyer, High Ceilings, Pantry, Recessed Lighting, Walk-In Closet(s), Master Downstairs

Exterior & Lot

Lot Size
3.34 acres
Construction
HardiPlank Type
Foundation
Crawl, Other
Roof
Metal
Parking
Driveway, No Garage
Porch / Patio
Screened Porch, Porch, Covered, Rear Porch
View
Pasture, River, Rural, Creek/Stream, Water
Waterfront
River Front, Deep Water (Three Ft Min)

Utilities

Water
Private
Sewer
Septic Tank

Community & HOA

HOA
None

Financial & Terms

List Price
$1,240,000
Price / Sq Ft
$422
Annual Taxes
$3,274
Financing Accepted
Conventional, Fha, Cash
Zoning
Rural Residential

Listing activity

On the market for 35 days.

  1. Status: Active

    Jun 5, 2026

  2. New Listing

    Jun 5, 2026

  3. Listed for sale

    Jun 5, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home is priced in line with recent comparable sales (which imply about $932,135–$1,445,248).
Sold homeSold price$/sqftClosed
1731 Longfield Drive, St. Helena Island, SC 299203 bd · 3,023 sqft$1,340,000$443Apr 2026
370 Fripp Point Road, St. Helena Island, SC 299203 bd · 2,790 sqft$975,000$349Jul 2026
1410 Gleasons Landing Drive, St. Helena Island, SC 299203 bd · 2,737 sqft$1,345,000$491Jul 2026
115 Chicora Point, St. Helena Island, SC 299203 bd · 2,685 sqft$1,020,000$380Jun 2026
208 Cotton Dike Road, St. Helena Island, SC 299203 bd · 3,234 sqft$1,025,000$317Jun 2026

Recent closed sales of similar homes nearby (this list price is $1,240,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

Honest answers from this listing's data

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

39 Olde Church Road, St. Helena Island, SC 29920

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~8.8 mi

  • Bluffton

    ~23.4 mi

  • Hilton Head Island

    ~19.3 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Heather A. Baldwin, The HomesFinder Realty Group.

Listing data last updated June 24, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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