$689,000
$259/sq ft39 Sommer Lake Drive · Port Royal, SC 29902
4
Beds
3.5
Baths
2,664
Sq Ft
2010
Built
What stands out
- Waterfront — Ocean Front
- Trees/Woods, Water views
- Fireplace
- Outdoor living: Covered
- Accepts VA financing
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).
Source: FEMA National Flood Hazard Layer.
Listing description
Timeless Lowcountry architecture meets modern comfort in this 4 bed 3.5 bath home in one of Beaufort's most charming waterfront communities. Set along picturesque brick-lined streets beneath stunning live oaks, this beautifully designed Allison Ramsey home captures the character and lifestyle that make the Lowcountry so desirable. Inside, soaring ceilings and abundant natural light create a warm, open, and inviting atmosphere. Enjoy outdoor living from spacious double porches, including a screened porch, or from yo…
3D Tour
Use your mouse or touch to navigate. Click fullscreen for the best experience.
3D tour by Lisa Abdelqader
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-07-02 — a benchmark, not your rate.
Estimated all-in monthly
$4,811/mo
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $689,000 price, 0% down, 6.43% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $11,280/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 4
- Full Baths
- 3
- Half Baths
- 1
- Living Area
- 2,664 sq ft
- Levels
- Bi-Level
- Flooring
- Carpet, Tile, Wood
- Appliances
- Gas Range, Microwave, Dishwasher, Fireplace Screen, Wine Refrigerator
- Heating
- Central
- Cooling
- Central Air
- Fireplace
- 1
- Water Heater
- Electric
- Interior Features
- Master Downstairs
Exterior & Lot
- Lot Size
- 0.21 acres
- Construction
- HardiPlank Type
- Foundation
- Slab
- Roof
- Composition
- Parking
- Driveway
- Carport
- 1 space
- Porch / Patio
- Covered
- View
- Trees/Woods, Water
- Waterfront
- Ocean Front
Utilities
- Water
- Other
- Sewer
- Public Sewer
Community & HOA
- HOA
- Yes (fee not listed)
Financial & Terms
- List Price
- $689,000
- Price / Sq Ft
- $259
- Annual Taxes
- $11,280
- Financing Accepted
- Conventional, Fha, Va Loan, Cash
- Zoning
- Residential
Listing activity
On the market for 3 days.
Status: Active
Jul 7, 2026
New Listing
Jul 7, 2026
Came on market
Jul 7, 2026
Listed for sale
Jul 6, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 1103 14th Street, Port Royal, SC 299354 bd · 2,664 sqft | $834,000 | $313 | Mar 2026 |
| 1003 London Avenue, Port Royal, SC 299354 bd · 2,750 sqft | $680,000 | $247 | Feb 2026 |
| 15 Kiawah Drive, Port Royal, SC 299064 bd · 2,368 sqft | $414,000 | $175 | Jun 2026 |
| 1808 Lenora Drive, Port Royal, SC 299354 bd · 3,000 sqft | $950,000 | $317 | Sep 2025 |
| 1806 Courtland Street, Port Royal, SC 299353 bd · 2,752 sqft | $512,500 | $186 | Dec 2025 |
Recent closed sales of similar homes nearby (this list price is $689,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
39 Sommer Lake Drive, Port Royal, SC 29902
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~3.5 mi
Bluffton
~14.1 mi
Hilton Head Island
~13.1 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- VA loan fit, financing options, and your real monthly budget
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Stephen A Hunt, The Faris Group Bkd by eXp.
Listing data last updated July 7, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
Similar homes you may like
More homes in Port Royal
$525,000
$525,000
$485,000
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.