$999,000
$346/sq ft4 Big Oak Street · Hilton Head Island, SC 29926
4
Beds
4
Baths
2,887
Sq Ft
1999
Built
What stands out
- River, Creek/Stream, Water views
- Garage parking
- Outdoor living: Screened Porch, Covered Patio, Covered, Front Porch, Rear Porch
- Fenced yard
- No HOA
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone X — outside the high-risk area but within the 0.2% annual-chance (500-year) floodplain. Flood insurance is not federally required but is often inexpensive here.
Source: FEMA National Flood Hazard Layer.
Listing description
The Old Ferry Keeper's coastal cottage is ready for its next chapter. Beautiful deep-water views from the primary bedroom or front porch. Located in Buckingham Landing, 4 Big Oak offers a Hilton Head address, nearly half an acre, and no HOA restrictions. This newly renovated 4-BR, 4-BA home features white oak floors and trim, shiplap accents, and fresh paint. Chef's kitchen with marble island, quartz countertops, and new high-end appliances. Upstairs are three spacious bedrooms and three baths, including two update…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-08-06 — a benchmark, not your rate.
Estimated all-in monthly
$5,859/mo
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $999,000 price, 20% down, 6.69% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $10,961/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 4
- Full Baths
- 4
- Living Area
- 2,887 sq ft
- Levels
- Two
- Flooring
- Tile, Wood, Luxury Vinyl
- Appliances
- Electric Range, Microwave, Dishwasher, Refrigerator, Dryer, Washer
- Heating
- Electric, Heat Pump, Central
- Cooling
- Electric, Heat Pump, Central Air
- Water Heater
- Electric
- Interior Features
- Ceiling Fan(s), Open Floorplan, Smart Thermostat, Wet Bar
Exterior & Lot
- Lot Size
- 100 x 200 x 100 x 200
- Construction
- Frame, Vinyl Siding
- Foundation
- Slab, Elevated
- Parking
- Driveway, Garage
- Porch / Patio
- Screened Porch, Covered Patio, Covered, Front Porch, Rear Porch
- Fencing
- Full
- View
- River, Creek/Stream, Water
Utilities
- Sewer
- Septic Tank
Community & HOA
- HOA
- None
Financial & Terms
- List Price
- $999,000
- Price / Sq Ft
- $346
- Annual Taxes
- $10,961
- Financing Accepted
- Conventional, Fha, Cash
- Zoning
- Residential
Listing activity
On the market for 4 days.
Status: Active
Aug 7, 2026
New Listing
Aug 7, 2026
Came on market
Aug 7, 2026
Listed for sale
Aug 1, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 21 Mcintosh Road, Hilton Head Island, SC 299264 bd · 2,978 sqft | $1,260,000 | $423 | Jul 2026 |
| 10 Shear Water Drive, Hilton Head Island, SC 299264 bd · 3,020 sqft | $1,150,000 | $381 | May 2026 |
| 20 Ellis Court, Hilton Head Island, SC 299264 bd · 2,734 sqft | $1,575,000 | $576 | Jun 2026 |
| 137 Heartleaf Road, Hilton Head Island, SC 299264 bd · 2,439 sqft | $695,000 | $285 | Aug 2026 |
| 138 Heartleaf Road, Hilton Head Island, SC 299264 bd · 2,439 sqft | $699,990 | $287 | Jun 2026 |
Recent closed sales of similar homes nearby (this list price is $999,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
4 Big Oak Street, Hilton Head Island, SC 29926
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~15.8 mi
Bluffton
~3.5 mi
Hilton Head Island
~3 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Jennifer S Windley, Lowcountry Live Oak Realty.
Listing data last updated August 10, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.