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ActivePrice ReducedMLS# 184639

$341,900

$660/sq ft

4 Forest Beach Drive · Hilton Head Island, SC 29928

1

Beds

1

Baths

518

Sq Ft

1979

Built

Condominium$660/sq ft830 days on market
WaterfrontTrees/Woods ViewOcean View

What stands out

  • Waterfront — Ocean Front
  • Trees/Woods, Ocean views
  • Outdoor living: Porch

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone AOModerate-to-high flood risk

FEMA Zone AO — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.

See what this means for your monthly payment

Source: FEMA National Flood Hazard Layer.

Listing description

This is the perfect short term rental and getaway spot at the Breakers. This is an updated first floor one bedroom condo and it is just steps away from the ocean and pool at a great price. Condo comes fully furnished with nice furniture, appliances, washer/dryer, patio furniture. You can hear the ocean from the balcony. Already established on short-term vacation rental network...an easy transition for any new owner! OSCREA.

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($68,380)
%

Freddie Mac 30-yr avg (FRED), as of 2026-07-09 — a benchmark, not your rate.

Estimated all-in monthly (with flood)

$2,034–$2,269/mo

Principal & Interest$1,727
Property tax (owner-occ. 4%, est.)$142
Homeowners insurance (est.)$100
Flood ins. (required, est. range)$65$300
Loan amount$273,520
Get Pre-Approved

This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $341,900 price, 20% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
1
Full Baths
1
Living Area
518 sq ft
Flooring
Tile, Vinyl
Appliances
Electric Range, Microwave, Dishwasher, Refrigerator, Disposal, Cable TV/Available, Dryer, Washer, Furnished
Heating
Electric, Heat Pump, Central
Cooling
Electric, Heat Pump, Central Air
Interior Features
Ceiling Fan(s)

Exterior & Lot

Foundation
Elevated
Roof
Composition
Porch / Patio
Porch
View
Trees/Woods, Ocean
Waterfront
Ocean Front

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

Regime Fee
Yes

Financial & Terms

List Price
$341,900
Price / Sq Ft
$660
Financing Accepted
Conventional, Cash
Zoning
Residential

Listing activity

On the market for 830 days.

  1. Price Reduced

    Jul 8, 2026

  2. Status: Active

    Apr 4, 2024

  3. Listed for sale

    Apr 4, 2024

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home is priced in line with recent comparable sales (which imply about $241,733–$440,000).
Sold homeSold price$/sqftClosed
23 S Forest Beach Drive 207, Hilton Head Island, SC 299281 bd · 518 sqft$307,000$593May 2026
4 N Forest Beach Drive 114, Hilton Head Island, SC 299281 bd · 518 sqft$440,000$849Mar 2026
23 S Forest Beach Drive 292, Hilton Head Island, SC 299281 bd · 518 sqft$300,000$579Jan 2026
23 S Forest Beach Drive 179, Hilton Head Island, SC 299281 bd · 518 sqft$320,000$618Sep 2025
40 Folly Field Road A214, Hilton Head Island, SC 299281 bd · 540 sqft$252,000$467May 2026

Recent closed sales of similar homes nearby (this list price is $341,900). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

4 N Forest Beach Drive 106, Hilton Head Island, SC 29928

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~20.6 mi

  • Bluffton

    ~9.2 mi

  • Hilton Head Island

    ~5.1 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Susan Schiavon, RE/MAX Island Realty Inc..

Listing data last updated July 8, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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