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ActiveMLS# 196549

$799,000

$333/sq ft

4 Sago Place · Bluffton, SC 29909

4

Beds

3

Baths

2,401

Sq Ft

2014

Built

Single Family Residence$333/sq ft28 days on market
Neighborhood ViewTrees/Woods ViewPoolGarageSingle-Level LivingFireplaceHOA Community

What stands out

  • Neighborhood, Trees/Woods views
  • Single-level living
  • Garage parking
  • Fireplace
  • Private pool
  • Outdoor living: Screened Porch, Front Porch, Rear Porch

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone AEModerate-to-high flood risk

FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.

See what this means for your monthly payment

Source: FEMA National Flood Hazard Layer.

Listing description

This custom Riverbend home is ideally located on a private cul-de-sac setting overlooking a generous 0.34-acre homesite. Inside, soaring ceiling heights and a dramatic vaulted great room create an airy, upscale feel while hardwood flooring and crown molding throughout add warmth. The gourmet kitchen features wood cabinetry, tasteful granite countertops, a gas range, and matching stainless appliances - seamlessly opening to the living and dining spaces. A wall of built-in cabinetry frames the cozy gas fireplace, cre…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($159,800)
%

Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.

Estimated all-in monthly (with flood)

$4,894–$5,129/mo

Principal & Interest$4,028
Property tax (owner-occ. 4%, est.)$333
Homeowners insurance (est.)$233
HOA dues$235
Flood ins. (required, est. range)$65$300
Loan amount$639,200
Get Pre-Approved

This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $799,000 price, 20% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $2,359/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
4
Full Baths
3
Living Area
2,401 sq ft
Levels
One
Flooring
Tile, Wood
Appliances
Gas Range, Microwave, Dishwasher, Refrigerator, Cable TV/Available, Dryer, Washer
Heating
Central
Cooling
Central Air
Fireplace
1
Interior Features
Crown Molding, Double Vanity, Entrance Foyer, High Ceilings, Pantry, Recessed Lighting, Soaking Tub, Vaulted Ceiling(s), Walk-In Closet(s)

Exterior & Lot

Lot Size
0.34 acres
Construction
Composite Siding
Foundation
Slab
Parking
Driveway, Garage
Porch / Patio
Screened Porch, Front Porch, Rear Porch
Pool
Community
View
Neighborhood, Trees/Woods

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA Fee
$2,820 / annually

Financial & Terms

List Price
$799,000
Price / Sq Ft
$333
Annual Taxes
$2,359
Financing Accepted
Conventional, Cash
Zoning
Residential

Listing activity

On the market for 28 days.

  1. Status: Active

    May 29, 2026

  2. New Listing

    May 29, 2026

  3. Came on market

    May 29, 2026

  4. Listed for sale

    May 7, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home is priced in line with recent comparable sales (which imply about $422,342–$1,337,604).
Sold homeSold price$/sqftClosed
110 Cedar View Circle, Bluffton, SC 299094 bd · 2,382 sqft$419,000$176Jun 2026
1 Manchester Court, Bluffton, SC 299104 bd · 2,439 sqft$877,500$360Jun 2026
104 Hartwell Road, Bluffton, SC 299104 bd · 2,486 sqft$525,000$211Jun 2026
6 Wild Spartina Street, Bluffton, SC 299104 bd · 2,513 sqft$1,400,000$557Jun 2026
114 Pinecrest Circle, Bluffton, SC 299104 bd · 2,732 sqft$557,000$204Jun 2026

Recent closed sales of similar homes nearby (this list price is $799,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

Honest answers from this listing's data

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

4 Sago Place, Bluffton, SC 29909

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~17.4 mi

  • Bluffton

    ~6.7 mi

  • Hilton Head Island

    ~12.4 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Daryn Vucelik, Keller Williams Realty.

Listing data last updated May 29, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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