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ActiveMLS# 197905

$59,000

4 Stephens Path · Seabrook, SC 29940

Unimproved Land48 days on market
Trees/Woods ViewHOA Community

What stands out

  • Trees/Woods views

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).

Source: FEMA National Flood Hazard Layer.

What to know about this home

  • This is unimproved land, not a home: the 1.35-acre lot has tree and woods views.
  • The asking price is $59,000, and there aren’t enough comparable closed sales to judge whether it’s priced well.
  • The HOA is $4,317 annually, a significant recurring cost to factor in.
  • FEMA Zone X indicates minimal flood hazard; federal flood insurance isn’t required, though a lender may recommend a preferred policy.
  • The estimated owner-occupant property tax is about $295 per year, or $25 per month.
  • It has been on the market for 48 days.

An honest read generated from this listing's own data (price, flood zone, history, estimates) — not marketing copy. Dollar figures are estimates. Anything not in the data, we verify with you.

Listing description

1.35 Acres in Gated, Deep Water Community, High & Dry (No Flood Ins) - Wide square shaped, custom home building lot at 4 Stephens Path in Seabrook, SC. Offering ultimate freedom, choose your own builder on your timeline. Enjoy rare privacy in Bull Point and room to spread out between neighbors, all while being steps from top-tier amenities. Take a short stroll to serene Lake Bellinger for quiet afternoons, or head right around the corner to the neighborhood clubhouse, sparkling swimming pool, fitness center, pickle…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($11,800)
%

Freddie Mac 30-yr avg (FRED), as of 2026-10-01 — a benchmark, not your rate.

Estimated all-in monthly

$725/mo

Principal & Interest$323
Property tax (owner-occ. 4%, est.)$25
Homeowners insurance (est.)$17
HOA dues$360
Loan amount$47,200
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $59,000 price, 20% down, 7.28% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.

Facts & features

Exterior & Lot

Lot Size
1.35
View
Trees/Woods

Utilities

Water
Well
Utilities
Electricity Available, Cable Available

Community & HOA

HOA Fee
$4,317 / annually

Financial & Terms

List Price
$59,000
Financing Accepted
Cash, Conventional
Zoning
Residential

Listing activity

On the market for 48 days.

  1. Status: Active

    Aug 22, 2026

  2. New Listing

    Aug 22, 2026

  3. Came on market

    Aug 22, 2026

  4. Listed for sale

    Aug 21, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

Questions about this home?

Ask a local agent — we'll get back to you with real answers, usually same day.

Location

4 Stephens Path, Seabrook, SC 29940

Map loads as you scroll

Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~12.2 mi

  • Bluffton

    ~24.7 mi

  • Hilton Head Island

    ~25.6 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Tamelin Delli-Gatti, Epique Realty.

Listing data last updated September 7, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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