$379,000
$304/sq ft4 View Point Circle · St. Helena Island, SC 29920
3
Beds
2
Baths
1,248
Sq Ft
1995
Built
What stands out
- Rural, Trees/Woods views
- No HOA
- Accepts VA financing
- 1.08-acre lot
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.
See what this means for your monthly paymentSource: FEMA National Flood Hazard Layer.
Listing description
PERFECT FOR HOMESTEADING! Looking for a newly renovated bungalow on a spacious corner lot? Look no further! This home oozes charm with decorative trim throughout, wide-plank flooring, and luxurious bathrooms. Take advantage of owning two lots, giving you 1 full acre on a corner wooded lot. Enjoy homesteading with the already constructed chicken pen and space for gardening. This quaint area of St. Helena Island is for those who crave the Lowcountry lifestyle -- just a few minutes walk to the water!
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-07-09 — a benchmark, not your rate.
Estimated all-in monthly (with flood)
$2,727–$2,962/mo
This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $379,000 price, 0% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $309/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 3
- Full Baths
- 2
- Living Area
- 1,248 sq ft
- Appliances
- Microwave, Refrigerator, Dryer, Washer
- Heating
- Central
- Cooling
- Central Air
Exterior & Lot
- Lot Size
- 1.08 acres
- Roof
- Tar/Gravel
- View
- Rural, Trees/Woods
Utilities
- Water
- Public
- Sewer
- Septic Tank
- Utilities
- Water Available
Community & HOA
- HOA
- None
Financial & Terms
- List Price
- $379,000
- Price / Sq Ft
- $304
- Annual Taxes
- $309
- Financing Accepted
- Conventional, Va Loan, Cash
- Zoning
- Residential
Listing activity
On the market for 390 days.
Status: Active
Jan 12, 2026
Status Change
Jan 12, 2026
Came on market
Jan 12, 2026
Listed for sale
Jun 10, 2025
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 15 Arbor Lane, St. Helena Island, SC 299203 bd · 1,255 sqft | $340,000 | $271 | Dec 2025 |
| 11 Arbor Lane, St. Helena Island, SC 299203 bd · 1,240 sqft | $325,000 | $262 | Nov 2025 |
| 32 Gazebo Road, St. Helena Island, SC 299203 bd · 1,232 sqft | $255,000 | $207 | May 2026 |
| 2 Indian Head Trail, St. Helena Island, SC 299203 bd · 1,287 sqft | $425,000 | $330 | Jun 2026 |
| 28 W Cedar Road, St. Helena Island, SC 299203 bd · 1,350 sqft | $384,999 | $285 | Mar 2026 |
Recent closed sales of similar homes nearby (this list price is $379,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
4 View Point Circle, St. Helena Island, SC 29920
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~10 mi
Bluffton
~23.7 mi
Hilton Head Island
~19.3 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- VA loan fit, financing options, and your real monthly budget
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Jordan Knight, Moul, REALTORS.
Listing data last updated July 1, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.