$474,900
$205/sq ft4 Whispering Oaks Circle · Okatie, SC 29909
4
Beds
2.5
Baths
2,312
Sq Ft
2024
Built
What stands out
- Neighborhood, Trees/Woods views
- Garage parking
- Fireplace
- Outdoor living: Screened Porch, Covered, Front Porch, Rear Porch
- Fenced yard
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone X — outside the high-risk area but within the 0.2% annual-chance (500-year) floodplain. Flood insurance is not federally required but is often inexpensive here.
Source: FEMA National Flood Hazard Layer.
Listing description
Coastal sheek home on a corner lot in charming River Oaks, located down quiet and majestic Cherry Point Road. All first floor living with large primary and laundry on the first floor but with extra bedrooms and theater room on the second floor. This property offers custom upgrades not found in new construction, including a shiplap fireplace, accent walls, wainscoting and custom lighting. A massive walk-in pantry has room for a freezer. Storage is abundant with many closets and a 2-car garage. Outdoor living includ…
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Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.
Estimated all-in monthly
$2,809/mo
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $474,900 price, 20% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $477/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 4
- Full Baths
- 2
- Half Baths
- 1
- Living Area
- 2,312 sq ft
- Levels
- Two
- Flooring
- Carpet, Luxury Vinyl
- Appliances
- Electric Range, Microwave, Dishwasher, Disposal
- Heating
- Electric, Heat Pump
- Cooling
- Electric, Heat Pump, Zoned
- Fireplace
- 1
- Water Heater
- Electric
- Interior Features
- Ceiling Fan(s), Chandelier, Double Vanity, Entrance Foyer, Pantry, Walk-In Closet(s), Master Downstairs
Exterior & Lot
- Lot Size
- 0.11 acres
- Construction
- Stone Veneer, Vinyl Siding
- Foundation
- Slab
- Roof
- Composition
- Parking
- Additional Parking, Alley Access, Detached, Driveway, Garage, Garage Faces Rear, On Street
- Porch / Patio
- Screened Porch, Covered, Front Porch, Rear Porch
- Fencing
- Full
- View
- Neighborhood, Trees/Woods
- Exterior Features
- Hurricane Shutters
Utilities
- Water
- Public
- Sewer
- Public Sewer
Community & HOA
- HOA Fee
- $950 / annually
Financial & Terms
- List Price
- $474,900
- Price / Sq Ft
- $205
- Annual Taxes
- $477
- Zoning
- Residential
Listing activity
On the market for 163 days.
Price Reduced
May 19, 2026
Status: Active
Jan 15, 2026
Came on market
Jan 15, 2026
Listed for sale
Jan 14, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 1153 Danner Drive, Okatie, SC 299094 bd · 2,346 sqft | $460,000 | $196 | Jun 2026 |
| 381 Crane Court, Okatie, SC 299094 bd · 2,564 sqft | $719,000 | $280 | Mar 2026 |
| 1163 Serenity Point Drive, Okatie, SC 299093 bd · 2,289 sqft | $561,000 | $245 | Mar 2026 |
| 181 Palmdale Lane, Okatie, SC 299093 bd · 2,264 sqft | $700,000 | $309 | Jun 2026 |
| 45 Callawassie Club Drive, Okatie, SC 299093 bd · 2,230 sqft | $690,000 | $309 | May 2026 |
Recent closed sales of similar homes nearby (this list price is $474,900). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
4 Whispering Oaks Circle, Okatie, SC 29909
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~16.7 mi
Bluffton
~6.9 mi
Hilton Head Island
~12.4 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Deborah P Thompson, Dunes Real Estate, Ltd.
Listing data last updated May 19, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.