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ActivePrice ReducedMLS# 196752

$1,098,000

$430/sq ft

40 Catamaran Lane · Bluffton, SC 29909

3

Beds

2.5

Baths

2,553

Sq Ft

2015

Built

Single Family Residence$430/sq ft146 days on market
WaterfrontPond ViewPoolGarageFireplaceHOA Community

What stands out

  • Waterfront — Pond
  • Pond views
  • Garage parking
  • Fireplace
  • Private pool
  • Outdoor living: Screened Porch, Patio, Front Porch, Rear Porch

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — outside the high-risk area but within the 0.2% annual-chance (500-year) floodplain. Flood insurance is not federally required but is often inexpensive here.

Source: FEMA National Flood Hazard Layer.

Listing description

This beautiful custom home features one of the very best panoramic lagoon/lake views in the community of Riverbend. It exudes serenity and will add peace and hopeful longevity to your retirement years. A possible 2878 htd sq feet if upstairs is finished. This beauty provides 3 bedrooms plus den/office, wonderful kitchen with a lot of counter space & cabinets plus a large work island. What a delight for the Chef of the home! In addition, there is a spacious breakfast area close by & a formal dining area also close b…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($219,600)
%

Freddie Mac 30-yr avg (FRED), as of 2026-07-09 — a benchmark, not your rate.

Estimated all-in monthly

$6,559/mo

Principal & Interest$5,546
Property tax (owner-occ. 4%, est.)$458
Homeowners insurance (est.)$320
HOA dues$235
Loan amount$878,400
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $1,098,000 price, 20% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $2,730/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
3
Full Baths
2
Half Baths
1
Living Area
2,553 sq ft
Flooring
Tile, Wood
Appliances
Microwave, Dishwasher, Refrigerator, Disposal, Dryer, Washer
Heating
Central
Cooling
Central Air
Fireplace
1
Interior Features
Ceiling Fan(s), Tray Ceiling(s), Double Closets

Exterior & Lot

Lot Size
0.32 acres
Construction
Stucco
Roof
Composition
Parking
Garage, Golf Cart Garage
Porch / Patio
Screened Porch, Patio, Front Porch, Rear Porch
Pool
Community
View
Pond
Waterfront
Pond
Exterior Features
Rain Gutters

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA Fee
$2,820 / annually

Financial & Terms

List Price
$1,098,000
Price / Sq Ft
$430
Annual Taxes
$2,730
Financing Accepted
Conventional, Cash
Zoning
Residential

Listing activity

On the market for 146 days.

  1. Price Reduced

    Jun 30, 2026

  2. Status: Active

    Jun 8, 2026

  3. Came on market

    Jun 8, 2026

  4. Listed for sale

    Feb 20, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home appears priced above recent comparable sales (which imply about $416,570–$909,620 by sold price per square foot). That can mean room to negotiate — or that it offers something the comps don't. Worth talking through.
Sold homeSold price$/sqftClosed
3 Oldfield Village Road, Bluffton, SC 299093 bd · 2,526 sqft$900,000$356Jul 2026
319 Bridge View Lane, Bluffton, SC 299103 bd · 2,459 sqft$527,990$215Jun 2026
72 Cassandra Lane, Bluffton, SC 299103 bd · 2,662 sqft$634,000$238Jul 2026
9319 Evan Way, Bluffton, SC 299103 bd · 2,430 sqft$396,500$163Jun 2026
70 Cassandra Lane, Bluffton, SC 299103 bd · 2,420 sqft$534,000$221Jul 2026

Recent closed sales of similar homes nearby (this list price is $1,098,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

40 Catamaran Lane, Bluffton, SC 29909

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~17.3 mi

  • Bluffton

    ~6.6 mi

  • Hilton Head Island

    ~12.3 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Rosemary LaRose-Gerken, RE/MAX Island Realty Inc..

Listing data last updated June 30, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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