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ActivePrice ReducedMLS# 194951

$267,000

$451/sq ft

40 Folly Field Road · Hilton Head Island, SC 29928

1

Beds

1

Baths

592

Sq Ft

1981

Built

Condominium$451/sq ft116 days on market
WaterfrontOcean ViewPoolSingle-Level Living

What stands out

  • Waterfront — Ocean Front
  • Ocean views
  • Single-level living
  • Private pool

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone AEModerate-to-high flood risk

FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.

See what this means for your monthly payment

Source: FEMA National Flood Hazard Layer.

Listing description

Step into this beautifully updated, fully furnished villa in Hilton Head Beach & Tennis and embrace effortless coastal living. Featuring sleek marble countertops, modern appliances, keyless entry, smart TVs, and thoughtfully curated décor, this turnkey retreat offers both style and comfort. Just a short stroll to the sandy shoreline, it comfortably sleeps 6 - ideal for unforgettable family getaways or a high-performing rental investment. Owners and guests enjoy resort-style amenities including two sparkling pools,…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($53,400)
%

Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.

Estimated all-in monthly (with flood)

$1,600–$1,835/mo

Principal & Interest$1,346
Property tax (owner-occ. 4%, est.)$111
Homeowners insurance (est.)$78
Flood ins. (required, est. range)$65$300
Loan amount$213,600
Get Pre-Approved

This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $267,000 price, 20% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $4,377/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
1
Full Baths
1
Living Area
592 sq ft
Levels
One
Flooring
Tile, Vinyl
Appliances
Electric Range, Microwave, Dishwasher, Cable TV/Available
Heating
Central
Cooling
Central Air

Exterior & Lot

Foundation
Elevated
Pool
Community
View
Ocean
Waterfront
Ocean Front

Community & HOA

Regime Fee
Yes

Financial & Terms

List Price
$267,000
Price / Sq Ft
$451
Annual Taxes
$4,377
Financing Accepted
Conventional, Fha, Cash
Zoning
Residential

Listing activity

On the market for 116 days.

  1. Price Reduced

    May 12, 2026

  2. Status: Active

    Mar 2, 2026

  3. Listed for sale

    Mar 2, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home is priced in line with recent comparable sales (which imply about $227,500–$283,314).
Sold homeSold price$/sqftClosed
40 Folly Field Road 340c, Hilton Head Island, SC 299281 bd · 592 sqft$227,500$384Jan 2026
40 Folly Field Road 309a, Hilton Head Island, SC 299281 bd · 592 sqft$247,000$417Sep 2025
40 Folly Field Road B320, Hilton Head Island, SC 299281 bd · 592 sqft$274,000$463Sep 2025
40 Folly Field 131c, Hilton Head Island, SC 299281 bd · 560 sqft$250,000$446Jun 2026
40 Folly Field Road 346a, Hilton Head Island, SC 299281 bd · 560 sqft$268,000$479Apr 2026

Recent closed sales of similar homes nearby (this list price is $267,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

40 Folly Field Road A113, Hilton Head Island, SC 29928

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~15.8 mi

  • Bluffton

    ~10.1 mi

  • Hilton Head Island

    ~3.6 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Scott Love, Real Broker LLC.

Listing data last updated May 14, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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