$299,900
$555/sq ft40 Folly Field Road · Hilton Head Island, SC 29928
1
Beds
1
Baths
540
Sq Ft
1980
Built
What stands out
- Waterfront — Ocean Front
- Ocean views
- Private pool
- Outdoor living: Deck, Covered
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.
See what this means for your monthly paymentSource: FEMA National Flood Hazard Layer.
Listing description
Public Remarks: Ocean View Third Floor close to the elevator at Hilton Head Beach & Tennis. Wake up to the sound of the ocean and enjoy coastal living at its finest in this beautifully positioned 1-bedroom, 1-bath villa in Hilton Head Beach & Tennis Resort. Desirable ocean view that brings the beach right to your doorstep-without the oceanfront price. This well-maintained villa features a bright, open layout designed for easy living and strong rental appeal. All new SS appliances and white shaker cabinets to the ce…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.
Estimated all-in monthly (with flood)
$1,789–$2,024/mo
This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $299,900 price, 20% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 1
- Full Baths
- 1
- Living Area
- 540 sq ft
- Flooring
- Tile, Laminate
- Appliances
- Microwave, Dishwasher, Refrigerator, Disposal, Furnished
- Heating
- Electric, Central
- Cooling
- Electric, Central Air
- Water Heater
- Electric
- Interior Features
- Ceiling Fan(s), Entrance Foyer, Open Floorplan
Exterior & Lot
- Construction
- Board & Batten Siding
- Foundation
- Elevated
- Roof
- Tar/Gravel
- Parking
- Additional Parking, Unassigned
- Porch / Patio
- Deck, Covered
- Pool
- In Ground, Community
- View
- Ocean
- Waterfront
- Ocean Front
Utilities
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Sewer Available, Water Available
Community & HOA
- Regime Fee
- Yes
Financial & Terms
- List Price
- $299,900
- Price / Sq Ft
- $555
- Financing Accepted
- Conventional, Cash
- Zoning
- Residential
Listing activity
On the market for 71 days.
Status: Active
Apr 20, 2026
New Listing
Apr 20, 2026
Came on market
Apr 20, 2026
Listed for sale
Apr 16, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
Ask anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
40 Folly Field Road B356, Hilton Head Island, SC 29928
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~15.8 mi
Bluffton
~10.1 mi
Hilton Head Island
~3.6 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Christine Van de Griend, Beechee Coastal Properties LLC.
Listing data last updated April 21, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.