$265,000
$448/sq ft40 Folly Field Road · Hilton Head Island, SC 29928
1
Beds
1
Baths
592
Sq Ft
1980
Built
What stands out
- Ocean views
- Single-level living
- Private pool
- Accepts VA financing
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.
See what this means for your monthly paymentSource: FEMA National Flood Hazard Layer.
Listing description
FIRST-FLOOR 1BR/1BA villa in the popular oceanfront Hilton Head Beach & Tennis Resort. Bright, inviting interior features BRAND NEW APPLIANCES, tile flooring throughout, SMOOTH CEILINGS, generous cabinet storage, and two built-in wall bunks for added sleeping space. Queen pullout sofa accommodates up to five. Tiled balcony offers a private outdoor retreat. Convenient first-floor location near laundry and parking. SOLD FULLY FURNISHED and RENTAL READY for a vacation getaway, second home, or SHORT-TERM RENTAL. Just s…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-09-10 — a benchmark, not your rate.
Estimated all-in monthly (with flood)
$1,973–$2,208/mo
This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $265,000 price, 0% down, 6.76% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 1
- Full Baths
- 1
- Living Area
- 592 sq ft
- Levels
- One
- Appliances
- Electric Range, Microwave, Dishwasher, Refrigerator, Built-In Electric Oven
- Heating
- Heat Pump, Central
- Cooling
- Electric, Heat Pump, Central Air
Exterior & Lot
- Construction
- Other
- Parking
- Unassigned
- Pool
- Community
- View
- Ocean
Utilities
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Sewer Available, Water Available
Community & HOA
- Regime Fee
- Yes
Financial & Terms
- List Price
- $265,000
- Price / Sq Ft
- $448
- Financing Accepted
- Conventional, Fha, Va Loan, Cash
- Zoning
- Residential
Listing activity
On the market for 8 days.
Status: Active
Sep 10, 2026
New Listing
Sep 10, 2026
Came on market
Sep 10, 2026
Listed for sale
Aug 31, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 40 Folly Field Road 340c, Hilton Head Island, SC 299281 bd · 592 sqft | $227,500 | $384 | Jan 2026 |
| 40 Folly Field Road 309a, Hilton Head Island, SC 299281 bd · 592 sqft | $247,000 | $417 | Sep 2025 |
| 40 Folly Field 131c, Hilton Head Island, SC 299281 bd · 560 sqft | $250,000 | $446 | Jun 2026 |
| 40 Folly Field Road 346a, Hilton Head Island, SC 299281 bd · 560 sqft | $268,000 | $479 | Apr 2026 |
| 43 Folly Field Road 63, Hilton Head Island, SC 299281 bd · 627 sqft | $383,000 | $611 | Aug 2026 |
Recent closed sales of similar homes nearby (this list price is $265,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
40 Folly Field Road B115, Hilton Head Island, SC 29928
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~15.8 mi
Bluffton
~10.1 mi
Hilton Head Island
~3.6 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- VA loan fit, financing options, and your real monthly budget
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Joel Androna, Real Broker LLC.
Listing data last updated September 10, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.