$275,000
$491/sq ft40 Folly Field Road #205b · Hilton Head Island, SC 29928
1
Beds
1
Baths
560
Sq Ft
1981
Built
What stands out
- Waterfront — Ocean Front
- Ocean views
- Single-level living
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone X — outside the high-risk area but within the 0.2% annual-chance (500-year) floodplain. Flood insurance is not federally required but is often inexpensive here.
Source: FEMA National Flood Hazard Layer.
Listing description
Discover effortless island living at Hilton Head Beach & Tennis Resort in this FULLY RENOVATED AND FULLY FURNISHED 1-bedroom, 1-bath villa offering ocean views, modern finishes, and convenient beach access. Thoughtfully updated throughout, the interior features smooth ceilings, recessed lighting, luxury vinyl plank flooring, and an inviting open-concept layout complemented by tasteful coastal décor. The kitchen is equipped with white shaker cabinetry, quartz countertops, and a center island, while the updated bathr…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-10-22 — a benchmark, not your rate.
Estimated all-in monthly
$1,706/mo
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $275,000 price, 20% down, 7.32% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $4,407/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 1
- Full Baths
- 1
- Living Area
- 560 sq ft
- Levels
- One
- Flooring
- Luxury Vinyl
- Appliances
- Electric Range, Microwave, Dishwasher, Refrigerator, Disposal
- Heating
- Central
- Cooling
- Central Air
- Interior Features
- Ceiling Fan(s)
Exterior & Lot
- View
- Ocean
- Waterfront
- Ocean Front
Community & HOA
- Regime Fee
- Yes
Financial & Terms
- List Price
- $275,000
- Price / Sq Ft
- $491
- Annual Taxes
- $4,407
- Financing Accepted
- Conventional, Fha, Cash
- Zoning
- Residential
Listing activity
On the market for 11 days.
Status: Active
Oct 14, 2026
Price Reduced
Oct 14, 2026
Came on market
Oct 14, 2026
Listed for sale
Oct 13, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 40 Folly Field 131c, Hilton Head Island, SC 299281 bd · 560 sqft | $250,000 | $446 | Jun 2026 |
| 40 Folly Field Road 346a, Hilton Head Island, SC 299281 bd · 560 sqft | $268,000 | $479 | Apr 2026 |
| 40 Folly Field Road 325a, Hilton Head Island, SC 299281 bd · 540 sqft | $430,000 | $796 | Aug 2026 |
| 40 Folly Field Road A214, Hilton Head Island, SC 299281 bd · 540 sqft | $252,000 | $467 | May 2026 |
| 217 Cordillo Parkway B4, Hilton Head Island, SC 299281 bd · 533 sqft | $260,000 | $488 | Oct 2026 |
Recent closed sales of similar homes nearby (this list price is $275,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisQuestions about this home?
Ask a local agent — we'll get back to you with real answers, usually same day.
Location
40 Folly Field Road 205b, Hilton Head Island, SC 29928
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~16 mi
Bluffton
~10.2 mi
Hilton Head Island
~3.7 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Kasia Pawelek, Real Broker LLC.
Listing data last updated October 19, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Similar homes you may like
More homes in Hilton Head Island
$299,000
$210,000
$349,000
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.