$270,000
$242/sq ft40 Mystic Circle · Beaufort, SC 29902
3
Beds
2
Baths
1,116
Sq Ft
1964
Built
What stands out
- Outdoor living: Patio
- Fenced yard
- No HOA
- Accepts VA financing
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).
Source: FEMA National Flood Hazard Layer.
Listing description
Nestled in the heart of the beloved Mossy Oaks community, this charming brick ranch home is a sturdy foundation waiting for its new owner's vision. A massive yard, both front and back, sets the stage for creating your ideal outdoor oasis, from a lush garden to a space for entertaining. The home's cozy, comfortable structure is ready for a little TLC, offering a fantastic opportunity to add your personal style and modern updates. Embrace the potential and create your dream home in this highly sought-after quiet neig…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.
Estimated all-in monthly
$1,893/mo
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $270,000 price, 0% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $1,749/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 3
- Full Baths
- 2
- Living Area
- 1,116 sq ft
- Flooring
- Laminate
- Appliances
- Microwave, Refrigerator
- Heating
- Electric, Central
- Cooling
- Central Air
- Water Heater
- Electric
Exterior & Lot
- Lot Size
- 0.33 acres
- Construction
- Brick, Vinyl Siding
- Foundation
- Slab
- Porch / Patio
- Patio
- Fencing
- Partial
Utilities
- Water
- Public
- Sewer
- Public Sewer
Community & HOA
- HOA
- None
Financial & Terms
- List Price
- $270,000
- Price / Sq Ft
- $242
- Annual Taxes
- $1,749.45
- Financing Accepted
- Conventional, Fha, Rural Development/usda, Va Loan, Cash
- Zoning
- Residential
Listing activity
On the market for 156 days.
Price Reduced
Apr 24, 2026
Status: Active
Apr 17, 2026
Came on market
Apr 17, 2026
Listed for sale
Oct 17, 2025
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 2509 Acorn Hill Avenue, Beaufort, SC 299023 bd · 1,100 sqft | $378,500 | $344 | Jun 2026 |
| 18 Royal Star Drive, Beaufort, SC 299073 bd · 1,149 sqft | $337,000 | $293 | May 2026 |
| 1509 Pony Avenue, Beaufort, SC 299063 bd · 1,072 sqft | $330,000 | $308 | Jun 2026 |
| 257 Shanklin Road, Beaufort, SC 299063 bd · 1,053 sqft | $284,000 | $270 | May 2026 |
| 1806 Oconnell Street, Beaufort, SC 299023 bd · 1,188 sqft | $478,000 | $402 | May 2026 |
Recent closed sales of similar homes nearby (this list price is $270,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
40 Mystic Circle, Beaufort, SC 29902
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~2.2 mi
Bluffton
~15.3 mi
Hilton Head Island
~13.5 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- VA loan fit, financing options, and your real monthly budget
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Ariel Willis, Howard Hanna Allen Tate Lowcou.
Listing data last updated April 24, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.