$499,500
$317/sq ft40 Sunset Boulevard · Beaufort, SC 29907
3
Beds
2
Baths
1,576
Sq Ft
1985
Built
What stands out
- Neighborhood views
- Single-level living
- Attached garage
- Fireplace
- Outdoor living: Patio, Deck, Porch
- No HOA
- Accepts VA financing
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).
Source: FEMA National Flood Hazard Layer.
Listing description
Charming 3BR Cottage on Lady's Island - Minutes to Downtown Beaufort Welcome to this beautifully updated 3-bedroom, 2-bath cottage ideally located on Lady's Island, less than one mile from downtown Beaufort and just across from Factory Creek. Enjoy coastal living with a nearby boat ramp, walking distance to Whitehall Park, and quick access to shopping, dining, and the Sea Islands. Completely renovated down to the studs in 2022 by a California AIA architect, this home features a cohesive, high-end design with…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-07-30 — a benchmark, not your rate.
Estimated all-in monthly
$3,564/mo
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $499,500 price, 0% down, 6.66% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $2,634/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 3
- Full Baths
- 2
- Living Area
- 1,576 sq ft
- Levels
- One
- Flooring
- Tile, Wood
- Appliances
- Electric Range, Microwave, Dishwasher, Refrigerator, Auto/Gar/Opener, Cable TV/Available, Dryer, Washer, Wine Cooler
- Heating
- Electric, Central
- Cooling
- Electric, Central Air
- Fireplace
- 1
- Water Heater
- Electric
Exterior & Lot
- Lot Size
- 0.34 acres
- Construction
- Frame
- Foundation
- Crawl
- Roof
- Composition
- Parking
- Attached, Circular Driveway, Garage
- Porch / Patio
- Patio, Deck, Porch
- View
- Neighborhood
- Exterior Features
- Storage, Rain Gutters
Utilities
- Sewer
- Septic Tank
Community & HOA
- HOA
- None
Financial & Terms
- List Price
- $499,500
- Price / Sq Ft
- $317
- Annual Taxes
- $2,634
- Financing Accepted
- Conventional, Va Loan, Cash
- Zoning
- Residential
Listing activity
On the market for 118 days.
Price Reduced
Jul 14, 2026
Status: Active
Apr 6, 2026
Came on market
Apr 6, 2026
Listed for sale
Mar 31, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 2602 S Royal Oaks Drive, Beaufort, SC 299023 bd · 1,562 sqft | $370,000 | $237 | Jul 2026 |
| 3 Habersham Park, Beaufort, SC 299063 bd · 1,600 sqft | $825,000 | $516 | Jul 2026 |
| 337 Dante Circle, Beaufort, SC 299063 bd · 1,600 sqft | $300,000 | $188 | Jul 2026 |
| 45 Rearden Way, Beaufort, SC 299063 bd · 1,653 sqft | $382,900 | $232 | Jul 2026 |
| 7 Abbey Row, Beaufort, SC 299063 bd · 1,655 sqft | $547,000 | $331 | Jul 2026 |
Recent closed sales of similar homes nearby (this list price is $499,500). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
40 Sunset Boulevard, Beaufort, SC 29907
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~1.4 mi
Bluffton
~17.4 mi
Hilton Head Island
~15.1 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- VA loan fit, financing options, and your real monthly budget
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Blake Gruel, eXp Realty LLC - Bluffton.
Listing data last updated July 14, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.