$520,000
$196/sq ft400 Ramport Street · Ridgeland, SC 29936
4
Beds
2.5
Baths
2,657
Sq Ft
2024
Built
What stands out
- Waterfront — Lagoon
- Pond views
- Garage parking
- Private pool
- Outdoor living: Screened Porch, Patio, Front Porch
- Fenced yard
- Accepts VA financing
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.
See what this means for your monthly paymentSource: FEMA National Flood Hazard Layer.
Listing description
Welcome to 400 Ramport Street in Hearthstone Lakes, where comfort, convenience, and Lowcountry living come together. This well-maintained home offers a functional layout with inviting living spaces perfect for both everyday living and entertaining. The open-concept main area flows seamlessly into the kitchen, creating a bright and welcoming atmosphere. Spacious bedrooms provide flexibility for family, guests, or a home office, while the primary suite offers a peaceful retreat. Enjoy outdoor living with a yard ideal…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.
Estimated all-in monthly (with flood)
$3,675–$3,910/mo
This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $520,000 price, 0% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $12,180/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 4
- Full Baths
- 2
- Half Baths
- 1
- Living Area
- 2,657 sq ft
- Levels
- Two
- Flooring
- Carpet, Tile, Luxury Vinyl
- Appliances
- Microwave, Dishwasher, Refrigerator, Disposal, Auto/Gar/Opener, Cable TV/Available, Unfurnished
- Heating
- Heat Pump
- Cooling
- Central Air
- Interior Features
- Ceiling Fan(s), High Ceilings, Pantry, Walk-In Closet(s)
Exterior & Lot
- Lot Size
- 0.17 acres
- Construction
- Vinyl Siding
- Foundation
- Slab
- Roof
- Composition
- Parking
- Driveway, Garage
- Porch / Patio
- Screened Porch, Patio, Front Porch
- Fencing
- Full
- Pool
- Community
- View
- Pond
- Waterfront
- Lagoon
- Exterior Features
- Rain Gutters
Utilities
- Water
- Public
- Sewer
- Public Sewer
Community & HOA
- HOA
- Yes (fee not listed)
Financial & Terms
- List Price
- $520,000
- Price / Sq Ft
- $196
- Annual Taxes
- $12,180
- Financing Accepted
- Conventional, Fha, Va Loan, Cash
- Zoning
- Residential
Listing activity
On the market for 83 days.
Price Reduced
May 5, 2026
Status: Active
Apr 4, 2026
Came on market
Apr 4, 2026
Listed for sale
Mar 25, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 1014 Sanctuary Drive, Ridgeland, SC 299364 bd · 2,544 sqft | $437,490 | $172 | Jun 2026 |
| 855 Sanctuary Drive, Ridgeland, SC 299364 bd · 2,544 sqft | $447,490 | $176 | Mar 2026 |
| 390 Aviation Drive, Ridgeland, SC 299364 bd · 2,523 sqft | $458,045 | $182 | Apr 2026 |
| 168 Grove Park Lane, Ridgeland, SC 299364 bd · 2,432 sqft | $307,500 | $126 | Apr 2026 |
| 853 Holiday Street, Ridgeland, SC 299364 bd · 2,340 sqft | $415,990 | $178 | Apr 2026 |
Recent closed sales of similar homes nearby (this list price is $520,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
400 Ramport Street, Ridgeland, SC 29936
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~17.3 mi
Bluffton
~8.9 mi
Hilton Head Island
~14.4 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Jasper County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- VA loan fit, financing options, and your real monthly budget
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Stephanie R Cox, The Cox Team Brokered by eXp.
Listing data last updated May 5, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.