$2,549,000
$573/sq ft400 Wilmington Street · Beaufort, SC 29902
4
Beds
3.5
Baths
4,450
Sq Ft
1811
Built
What stands out
- Water views
- Outdoor living: Porch
- Fenced yard
- No HOA
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).
Source: FEMA National Flood Hazard Layer.
Listing description
Iconic John Joyner Smith House, Circa 1811 - 400 Wilmington Street A rare opportunity to own one of the most distinguished historic homes in the area, the John Joyner Smith House stands proudly on a full city block with commanding presence and timeless elegance. Originally constructed circa 1811, this architectural gem underwent a significant transformation in the 1850s, when the main entrance was relocated to Wilmington Street, giving the home its current distinguished front facade and grand street presence. This…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-07-02 — a benchmark, not your rate.
Estimated all-in monthly
$14,601/mo
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $2,549,000 price, 20% down, 6.43% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 4
- Full Baths
- 3
- Half Baths
- 1
- Living Area
- 4,450 sq ft
- Levels
- Two
- Flooring
- Wood
- Appliances
- Dishwasher, Refrigerator, Disposal, Cable TV/Available, Dryer, Washer, Unfurnished
- Heating
- Central
- Cooling
- Electric, Central Air
- Water Heater
- Electric
- Interior Features
- Ceiling Fan(s)
Exterior & Lot
- Lot Size
- 0.39 acres
- Construction
- Frame, Plaster
- Foundation
- Elevated
- Roof
- Metal
- Porch / Patio
- Porch
- Fencing
- Partial
- View
- Water
Utilities
- Water
- Public
- Sewer
- Public Sewer
Community & HOA
- HOA
- None
Financial & Terms
- List Price
- $2,549,000
- Price / Sq Ft
- $573
- Financing Accepted
- Conventional, Cash
- Zoning
- Residential
Listing activity
On the market for 227 days — and previously listed before this run (243 days across all listings).
Status: Active
Nov 25, 2025
New Listing
Nov 25, 2025
Came on market
Nov 25, 2025
Listed for sale
Sep 29, 2025
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 59 Anchorage Way, Beaufort, SC 299024 bd · 4,438 sqft | $3,500,000 | $789 | Mar 2026 |
| 401 Port Republic Street, Beaufort, SC 299024 bd · 4,321 sqft | $2,150,000 | $498 | May 2026 |
| 2 Ridge Road, Beaufort, SC 299074 bd · 4,247 sqft | $1,253,000 | $295 | Apr 2026 |
| 15 Walling Grove Road, Beaufort, SC 299074 bd · 3,742 sqft | $949,000 | $254 | Feb 2026 |
| 5 Petigru Drive, Beaufort, SC 299024 bd · 3,591 sqft | $870,000 | $242 | Apr 2026 |
Recent closed sales of similar homes nearby (this list price is $2,549,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
400 Wilmington Street, Beaufort, SC 29902
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~0.5 mi
Bluffton
~17.3 mi
Hilton Head Island
~15.6 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Amy S McNeal, Lowcountry Real Estate.
Listing data last updated May 22, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.