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ActiveMLS# 197271

$925,000

$283/sq ft

402 Lake Bluff Drive · Bluffton, SC 29910

3

Beds

3

Baths

3,267

Sq Ft

2016

Built

Single Family Residence$283/sq ft2 days on market
Trees/Woods ViewPoolGarageHOA Community

What stands out

  • Trees/Woods views
  • Garage parking
  • Private pool
  • Outdoor living: Screened Porch, Patio, Front Porch

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).

Source: FEMA National Flood Hazard Layer.

Listing description

Discover this beautifully designed 3BR/3BA home in the award-winning Hampton Lake community. Enjoy open-concept living with 10-foot ceilings, engineered hardwood flooring on the first floor, a dedicated office with built-in bookcases, formal dining room, and cozy fireplace. The chef's kitchen features a large island, double wall ovens, abundant cabinetry, and premium finishes. The primary suite offers a spa-inspired bath. Upstairs, a spacious loft and third bedroom provide flexible living space. Relax on the covere…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($185,000)
%

Freddie Mac 30-yr avg (FRED), as of 2026-07-16 — a benchmark, not your rate.

Estimated all-in monthly

$5,357/mo

Principal & Interest$4,702
Property tax (owner-occ. 4%, est.)$385
Homeowners insurance (est.)$270
Loan amount$740,000
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $925,000 price, 20% down, 6.55% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $3,665/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
3
Full Baths
3
Living Area
3,267 sq ft
Levels
Two
Flooring
Carpet, Stone
Appliances
Microwave, Dishwasher, Refrigerator, Disposal, Dryer, Washer
Heating
Heat Pump, Propane Leased, Central
Cooling
Electric, Central Air
Interior Features
Ceiling Fan(s), Tray Ceiling(s)

Exterior & Lot

Lot Size
0.24 acres
Construction
Other, Composite Siding
Roof
Other
Parking
Garage
Porch / Patio
Screened Porch, Patio, Front Porch
Pool
Community
View
Trees/Woods
Exterior Features
Rain Gutters

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA
Yes (fee not listed)

Financial & Terms

List Price
$925,000
Price / Sq Ft
$283
Annual Taxes
$3,665
Financing Accepted
Conventional, Cash
Zoning
Residential

Listing activity

On the market for 2 days.

  1. Status: Active

    Jul 20, 2026

  2. New Listing

    Jul 20, 2026

  3. Came on market

    Jul 20, 2026

  4. Listed for sale

    Jul 9, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home is priced in line with recent comparable sales (which imply about $611,924–$1,267,577).
Sold homeSold price$/sqftClosed
7 Stonehedge Way, Bluffton, SC 299104 bd · 3,297 sqft$806,000$244Jun 2026
238 Station Parkway, Bluffton, SC 299104 bd · 3,198 sqft$599,000$187Jul 2026
72 Cassandra Lane, Bluffton, SC 299103 bd · 2,662 sqft$634,000$238Jul 2026
14 Ashford Place, Bluffton, SC 299104 bd · 3,150 sqft$880,000$279Jul 2026
251 Good Hope Road, Bluffton, SC 299094 bd · 3,415 sqft$1,325,000$388Jul 2026

Recent closed sales of similar homes nearby (this list price is $925,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

402 Lake Bluff Drive, Bluffton, SC 29910

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~20.3 mi

  • Bluffton

    ~5.3 mi

  • Hilton Head Island

    ~11.8 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Kristen Parson, Collins Group Realty.

Listing data last updated July 20, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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