$589,900
$369/sq ft42 Forest Beach Drive · Hilton Head Island, SC 29928
3
Beds
2
Baths
1,600
Sq Ft
1972
Built
What stands out
- Waterfront — Lagoon
- Other, Pond views
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.
See what this means for your monthly paymentSource: FEMA National Flood Hazard Layer.
Listing description
This spacious 3-bedroom, 2-bathroom villa offers approximately 1,600 square feet with a comfortable, open layout designed for both relaxing and entertaining. The well-appointed living spaces provide plenty of room for guests, while three bedrooms offer comfortable accommodations for family and visitors. Enjoy a community pool and the flexibility of short-term rentals. Just steps from the beach and minutes from Coligny Plaza, you'll have easy access to shopping, dining, entertainment, biking, and everything Hilton H…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-10-01 — a benchmark, not your rate.
Estimated all-in monthly (with flood)
$3,712–$3,947/mo
This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $589,900 price, 20% down, 7.28% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $7,052/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 3
- Full Baths
- 2
- Living Area
- 1,600 sq ft
- Levels
- Three Or More
- Flooring
- Luxury Vinyl
- Appliances
- Electric Range, Microwave, Refrigerator, Dryer, Washer, Furnished
- Heating
- Electric, Heat Pump
- Cooling
- Electric, Heat Pump
- Interior Features
- Ceiling Fan(s)
Exterior & Lot
- Construction
- HardiPlank Type, Stucco, Other
- View
- Other, Pond
- Waterfront
- Lagoon
Community & HOA
- Regime Fee
- Yes
Financial & Terms
- List Price
- $589,900
- Price / Sq Ft
- $369
- Annual Taxes
- $7,052
- Financing Accepted
- Conventional, Fha, Cash
- Zoning
- Residential
Listing activity
On the market for 1 day.
Status: Active
Oct 8, 2026
New Listing
Oct 8, 2026
Came on market
Oct 8, 2026
Listed for sale
Sep 29, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 24 Pine Burr Road E 12, Hilton Head Island, SC 299263 bd · 1,600 sqft | $410,000 | $256 | Sep 2026 |
| 10 Pine Burr Road E 5, Hilton Head Island, SC 299263 bd · 1,600 sqft | $358,000 | $224 | Aug 2026 |
| 27 Pineland Road, Hilton Head Island, SC 299263 bd · 1,650 sqft | $805,000 | $488 | Sep 2026 |
| 78 Shell Ring Road, Hilton Head Island, SC 299283 bd · 1,504 sqft | $800,000 | $532 | Sep 2026 |
| 50 Yacht Cove Drive 220, Hilton Head Island, SC 299283 bd · 1,467 sqft | $415,500 | $283 | Jul 2026 |
Recent closed sales of similar homes nearby (this list price is $589,900). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisQuestions about this home?
Ask a local agent — we'll get back to you with real answers, usually same day.
Location
42 S Forest Beach Drive 3088, Hilton Head Island, SC 29928
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~20.9 mi
Bluffton
~8.9 mi
Hilton Head Island
~5.4 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Leah Nellie Susen, eXp Realty LLC - Bluffton.
Listing data last updated October 8, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.