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ActiveMLS# 194365

$580,000

45 Huspah Court · Sheldon, SC 29941

Resident S/D Lot152 days on market
No HOA

What stands out

  • No HOA

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone AEModerate-to-high flood risk

FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.

See what this means for your monthly payment

Source: FEMA National Flood Hazard Layer.

Listing description

Located in the low-density Sheldon Farms community, this homesite offers a quiet, natural setting with a public boat ramp just minutes away. Potential for a private dock is subject to verification and permitting. Convenient to downtown Beaufort with easy access to Savannah and Charleston, this is a rare opportunity to secure nearly 7 acres of waterfront land in an increasingly constrained market.Approximately 6.97 acres of Lowcountry waterfront along Huspah Creek, offering sweeping marsh views, exceptional privacy,…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($116,000)
%

Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.

Estimated all-in monthly (with flood)

$3,399–$3,634/mo

Principal & Interest$2,924
Property tax (owner-occ. 4%, est.)$242
Homeowners insurance (est.)$169
Flood ins. (required, est. range)$65$300
Loan amount$464,000
Get Pre-Approved

This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $580,000 price, 20% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $31/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Exterior & Lot

Lot Size
6.97

Community & HOA

HOA
None

Financial & Terms

List Price
$580,000
Annual Taxes
$31
Zoning
Residential

Listing activity

On the market for 152 days.

  1. Status: Active

    Jan 27, 2026

  2. New Listing

    Jan 27, 2026

  3. Came on market

    Jan 27, 2026

  4. Listed for sale

    Jan 25, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

45 Huspah Court S, Sheldon, SC 29941

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~12.9 mi

  • Bluffton

    ~24.7 mi

  • Hilton Head Island

    ~25.9 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Kelly Ricker, The Agency Hilton Head.

Listing data last updated June 1, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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