$925,000
$364/sq ft45 Osprey Circle · Okatie, SC 29909
3
Beds
3.5
Baths
2,540
Sq Ft
2023
Built
What stands out
- Trees/Woods views
- Single-level living
- Attached garage
- Fireplace
- Private pool
- Outdoor living: Screened Porch, Patio, Covered, Front Porch
- Accepts VA financing
- 0.62-acre lot
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone X — outside the high-risk area but within the 0.2% annual-chance (500-year) floodplain. Flood insurance is not federally required but is often inexpensive here.
Source: FEMA National Flood Hazard Layer.
Listing description
Skip the wait and expense of new construction with this newer, meticulously maintained home at 45 Osprey Circle on Callawassie Island. Set on more than half an acre along one of the island's most desirable streets, this 2,500-square-foot Lowcountry retreat offers 3 bedrooms and three-and-a-half bathrooms, thoughtfully designed for comfortable modern living. The open, inviting interior features a chef's kitchen with stainless-steel appliances and quartz countertops, a gas fireplace, and generously sized living space…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-09-17 — a benchmark, not your rate.
Estimated all-in monthly
$7,036/mo
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $925,000 price, 0% down, 6.95% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $10,437/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 3
- Full Baths
- 3
- Half Baths
- 1
- Living Area
- 2,540 sq ft
- Levels
- One
- Flooring
- Carpet, Tile, Wood
- Appliances
- Gas Range, Microwave, Dishwasher, Refrigerator, Disposal, Ice Maker, Vent Exhaust Fan, Fireplace/Equipment, Auto/Gar/Opener, Cable TV/Available, Washer, Wine Cooler
- Heating
- Electric, Heat Pump, Zoned, Central
- Cooling
- Electric, Heat Pump, Zoned, Central Air
- Fireplace
- 1
- Water Heater
- Electric
- Interior Features
- Ceiling Fan(s), Smart Light(s), Beamed Ceilings, Cathedral Ceiling(s), Crown Molding, Double Vanity, Entrance Foyer, High Ceilings, Open Floorplan, Pantry, Recessed Lighting, Smart Thermostat, Walk-In Closet(s), Wet Bar, Master Downstairs
Exterior & Lot
- Lot Size
- 0.62 acres
- Construction
- HardiPlank Type, Board & Batten Siding, Stucco
- Foundation
- Raised
- Roof
- Composition, Metal
- Parking
- Attached, Concrete, Garage, Garage Faces Side, Parking Pad, Paved, Private
- Porch / Patio
- Screened Porch, Patio, Covered, Front Porch
- Pool
- Community
- View
- Trees/Woods
- Exterior Features
- Thermo-Panes, Hurricane Shutters
Utilities
- Water
- Public
- Sewer
- Public Sewer
Community & HOA
- HOA Fee
- $3,092 / annually
Financial & Terms
- List Price
- $925,000
- Price / Sq Ft
- $364
- Annual Taxes
- $10,437
- Financing Accepted
- Conventional, Va Loan, Cash
- Zoning
- Residential
Listing activity
On the market for 4 days.
Status: Active
Sep 18, 2026
New Listing
Sep 18, 2026
Listed for sale
Sep 18, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 108 Winding Oak Drive, Okatie, SC 299093 bd · 2,500 sqft | $1,210,000 | $484 | Aug 2026 |
| 15 Osprey Circle, Okatie, SC 299093 bd · 2,591 sqft | $760,000 | $293 | Aug 2026 |
| 61 Winding Oak Drive, Okatie, SC 299093 bd · 2,435 sqft | $865,000 | $355 | Sep 2026 |
| 83 Osprey Circle, Okatie, SC 299093 bd · 2,722 sqft | $879,000 | $323 | Jun 2026 |
| 2 S Oak Forest Drive, Okatie, SC 299093 bd · 2,772 sqft | $835,000 | $301 | Jul 2026 |
Recent closed sales of similar homes nearby (this list price is $925,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
45 Osprey Circle, Okatie, SC 29909
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~13.3 mi
Bluffton
~6.2 mi
Hilton Head Island
~10 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- VA loan fit, financing options, and your real monthly budget
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Alec Smith, Charter One Realty.
Listing data last updated September 18, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Similar homes you may like
More homes in Okatie
$655,000
$650,000
$664,000
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.