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ActiveMLS# 197673

$1,849,000

$549/sq ft

456 Flatwater Drive · Bluffton, SC 29910

4

Beds

4

Baths

3,368

Sq Ft

2021

Built

Single Family Residence$549/sq ft4 days on market
WaterfrontLake ViewHOA Community

What stands out

  • Waterfront — Lake
  • Lake views

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).

Source: FEMA National Flood Hazard Layer.

Listing description

Extraordinary Lakefront Custom Pool Home with Resort-Style Outdoor Living in Hampton Lake Perfectly situated on an oversized lakefront lot, this exceptional custom residence offers approximately 3,400 square feet, 4 bedrooms, and 4 full baths, delivering refined design, expansive living spaces, and breathtaking water views. From the moment you enter, soaring ceilings, a bright open-concept floor plan, and walls of glass create an atmosphere filled with natural light and effortless flow. The home showcases meticulou…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($369,800)
%

Freddie Mac 30-yr avg (FRED), as of 2026-08-06 — a benchmark, not your rate.

Estimated all-in monthly

$10,845/mo

Principal & Interest$9,535
Property tax (owner-occ. 4%, est.)$770
Homeowners insurance (est.)$539
Loan amount$1,479,200
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $1,849,000 price, 20% down, 6.69% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
4
Full Baths
4
Living Area
3,368 sq ft

Exterior & Lot

Lot Size
0.4 acres
View
Lake
Waterfront
Lake

Community & HOA

HOA
Yes (fee not listed)

Financial & Terms

List Price
$1,849,000
Price / Sq Ft
$549
Zoning
Residential

Listing activity

On the market for 4 days.

  1. Status: Active

    Aug 8, 2026

  2. New Listing

    Aug 8, 2026

  3. Came on market

    Aug 8, 2026

  4. Listed for sale

    Aug 7, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home appears priced above recent comparable sales (which imply about $630,842–$1,372,148 by sold price per square foot). That can mean room to negotiate — or that it offers something the comps don't. Worth talking through.
Sold homeSold price$/sqftClosed
251 Good Hope Road, Bluffton, SC 299094 bd · 3,415 sqft$1,325,000$388Jul 2026
227 Hampton Lake Drive, Bluffton, SC 299104 bd · 3,314 sqft$1,015,000$306Aug 2026
238 Station Parkway, Bluffton, SC 299104 bd · 3,198 sqft$599,000$187Jul 2026
1 Nightshade Lane, Bluffton, SC 299094 bd · 3,186 sqft$1,298,000$407Jul 2026
14 Ashford Place, Bluffton, SC 299104 bd · 3,150 sqft$880,000$279Jul 2026

Recent closed sales of similar homes nearby (this list price is $1,849,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

Honest answers from this listing's data

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

456 Flatwater Drive, Bluffton, SC 29910

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~19.8 mi

  • Bluffton

    ~5.2 mi

  • Hilton Head Island

    ~11.6 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Randal Longo, I Save Realty.

Listing data last updated August 8, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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