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ActivePrice ReducedMLS# 196840

$321,500

$197/sq ft

464 Ridgeland Lakes Drive · Ridgeland, SC 29936

4

Beds

2

Baths

1,633

Sq Ft

2018

Built

Single Family Residence$197/sq ft21 days on market
WaterfrontNeighborhood ViewPond ViewGarageSingle-Level LivingNo HOAVA-Friendly Financing

What stands out

  • Waterfront — Lake, Pond
  • Neighborhood, Pond views
  • Single-level living
  • Attached garage
  • Outdoor living: Screened Porch, Front Porch, Rear Porch
  • No HOA
  • Accepts VA financing

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).

Source: FEMA National Flood Hazard Layer.

Listing description

Welcome to this beautiful 4-bedroom, 2-bath ranch home, built in 2018, offering over 1,600 square feet of modern living in Ridgeland Lakes. Nestled on a premium pond lot, this home combines contemporary comfort with peaceful water views. Inside, you'll find an open floor plan with newer carpets, providing a fresh and cozy feel throughout. The spacious living area flows seamlessly into the kitchen, making it perfect for entertaining or everyday living. The primary suite features a private bath, while the additional…

Your all-in monthly cost (est.)

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Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

0% ($0)
%

Freddie Mac 30-yr avg (FRED), as of 2026-07-09 — a benchmark, not your rate.

Estimated all-in monthly

$2,236/mo

Principal & Interest$2,030
Property tax (owner-occ. 4%, est.)$113
Homeowners insurance (est.)$94
Loan amount$321,500
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $321,500 price, 0% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $4,043/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
4
Full Baths
2
Living Area
1,633 sq ft
Levels
One
Flooring
Carpet, Tile, Wood
Appliances
Electric Range, Microwave, Dishwasher, Refrigerator, Disposal, Dryer, Washer
Heating
Electric, Central
Cooling
Electric, Central Air
Water Heater
Electric
Interior Features
Ceiling Fan(s), Recessed Lighting, Master Downstairs

Exterior & Lot

Lot Size
0.18 acres
Construction
Vinyl Siding
Foundation
Slab
Roof
Composition
Parking
Attached, Driveway, Garage
Porch / Patio
Screened Porch, Front Porch, Rear Porch
View
Neighborhood, Pond
Waterfront
Lake, Pond
Exterior Features
Hurricane Shutters

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA
None

Financial & Terms

List Price
$321,500
Price / Sq Ft
$197
Annual Taxes
$4,043
Financing Accepted
Conventional, Fha, Va Loan, Cash
Zoning
Residential

Listing activity

On the market for 21 days.

  1. Price Reduced

    Jul 8, 2026

  2. Status: Active

    Jun 22, 2026

  3. Came on market

    Jun 22, 2026

  4. Listed for sale

    Jun 12, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home is priced in line with recent comparable sales (which imply about $317,570–$350,490).
Sold homeSold price$/sqftClosed
90 Veil Drive, Ridgeland, SC 299364 bd · 1,497 sqft$321,300$215May 2026
7 Pollen Drive, Ridgeland, SC 299364 bd · 1,497 sqft$317,490$212May 2026
78 Veil Drive, Ridgeland, SC 299364 bd · 1,497 sqft$319,490$213May 2026
15 Pollen Drive, Ridgeland, SC 299364 bd · 1,774 sqft$344,990$194Jun 2026
94 Veil Drive, Ridgeland, SC 299364 bd · 1,774 sqft$351,990$198Jun 2026

Recent closed sales of similar homes nearby (this list price is $321,500). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

464 Ridgeland Lakes Drive, Ridgeland, SC 29936

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~16.9 mi

  • Bluffton

    ~17.6 mi

  • Hilton Head Island

    ~21.6 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Jasper County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • VA loan fit, financing options, and your real monthly budget
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Austin Stokes, Charter One Realty.

Listing data last updated July 8, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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