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ActivePrice ReducedMLS# 194829

$1,399,000

$380/sq ft

47 Sugar Mill Drive · Okatie, SC 29909

4

Beds

4

Baths

3,680

Sq Ft

2002

Built

Single Family Residence$380/sq ft138 days on market
WaterfrontGarageFireplaceHOA Community

What stands out

  • Waterfront — Marsh, Deep Water (Three Ft Min)
  • Garage parking
  • Fireplace
  • Outdoor living: Screened Porch, Covered, Front Porch, Rear Porch
  • 0.53-acre lot

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone AEModerate-to-high flood risk

FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.

See what this means for your monthly payment

Source: FEMA National Flood Hazard Layer.

Listing description

Lowcountry waterfront living on Callawassie Island in Okatie, SC. Built by award-winning builder Steve Tilton, 47 Sugar Mill is tucked away at the end of a quiet cul-de-sac and surrounded by ancient live oaks draped in Spanish moss for a truly private, coastal setting, and boasts a brand new roof in June 2026. This 4BR + office home is designed for relaxed island living with oversized front, back, and screened porches-perfect for morning coffee, afternoon breezes, and evening gatherings. Inside, soaring cathedral c…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($279,800)
%

Freddie Mac 30-yr avg (FRED), as of 2026-07-09 — a benchmark, not your rate.

Estimated all-in monthly (with flood)

$8,123–$8,358/mo

Principal & Interest$7,067
Property tax (owner-occ. 4%, est.)$583
Homeowners insurance (est.)$408
Flood ins. (required, est. range)$65$300
Loan amount$1,119,200
Get Pre-Approved

This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $1,399,000 price, 20% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $3,696/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
4
Full Baths
4
Living Area
3,680 sq ft
Flooring
Carpet, Tile, Wood
Appliances
Electric Range, Microwave, Dishwasher, Refrigerator, Disposal, Dryer, Washer
Heating
Electric, Heat Pump, Central
Cooling
Electric, Heat Pump, Central Air
Fireplace
1
Interior Features
Ceiling Fan(s), Pantry, Walk-In Closet(s), Master Downstairs

Exterior & Lot

Lot Size
0.53 acres
Construction
Composite Siding
Roof
Composition
Parking
Driveway, Garage, Golf Cart Garage
Porch / Patio
Screened Porch, Covered, Front Porch, Rear Porch
Waterfront
Marsh, Deep Water (Three Ft Min)
Exterior Features
Boat Lift

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA
Yes (fee not listed)

Financial & Terms

List Price
$1,399,000
Price / Sq Ft
$380
Annual Taxes
$3,696
Financing Accepted
Conventional, Cash
Zoning
Residential

Listing activity

On the market for 138 days.

  1. Price Reduced

    Jun 18, 2026

  2. Status: Active

    Feb 25, 2026

  3. Listed for sale

    Feb 25, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home is priced in line with recent comparable sales (which imply about $713,905–$2,999,709).
Sold homeSold price$/sqftClosed
56 Spring Island Drive, Okatie, SC 299094 bd · 3,460 sqft$1,075,000$311Feb 2026
303 Spring Island Drive, Okatie, SC 299094 bd · 3,435 sqft$2,800,000$815Mar 2026
6 Winding Oak Drive, Okatie, SC 299094 bd · 3,095 sqft$940,000$304May 2026
1 Tabby Point Lane, Okatie, SC 299095 bd · 3,812 sqft$1,622,500$426Feb 2026
116 Eaglecrest, Okatie, SC 299093 bd · 3,531 sqft$685,000$194Mar 2026

Recent closed sales of similar homes nearby (this list price is $1,399,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

47 Sugar Mill Drive, Okatie, SC 29909

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~12.7 mi

  • Bluffton

    ~7 mi

  • Hilton Head Island

    ~10.4 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Richard Reed, Charter One Realty.

Listing data last updated June 23, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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