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ActiveMLS# 197724

$485,000

$168/sq ft

475 Washboard Lane · Ridgeland, SC 29936

3

Beds

2

Baths

2,891

Sq Ft

2017

Built

Single Family Residence$168/sq ft3 days on market
Trees/Woods ViewSingle-Level LivingNo HOAVA-Friendly Financing

What stands out

  • Trees/Woods views
  • Single-level living
  • Outdoor living: Front Porch, Rear Porch
  • No HOA
  • Accepts VA financing
  • 3.5-acre lot

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).

Source: FEMA National Flood Hazard Layer.

Listing description

Call Ridgeland home in this well-maintained 3-bed, 2-bath ranch on 3.5 acres with no HOA and no restrictions. Just minutes from town, this property offers the best of both worlds-privacy and space while still being convenient to everyday amenities. The spacious layout features a welcoming living room centered around a wood-burning fireplace, an open-concept kitchen and dining area, and an additional bonus room/den that offers flexibility for a home office, playroom, or additional living space. Upstairs, a roughed-i…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

0% ($0)
%

Freddie Mac 30-yr avg (FRED), as of 2026-09-10 — a benchmark, not your rate.

Estimated all-in monthly

$3,460/mo

Principal & Interest$3,149
Property tax (owner-occ. 4%, est.)$170
Homeowners insurance (est.)$141
Loan amount$485,000
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $485,000 price, 0% down, 6.76% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $2,381/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
3
Full Baths
2
Living Area
2,891 sq ft
Levels
One
Flooring
Tile, Luxury Vinyl
Appliances
Electric Range, Microwave, Dishwasher, Refrigerator, Dryer, Washer
Heating
Electric, Central
Cooling
Electric, Central Air
Interior Features
Ceiling Fan(s), Master Downstairs

Exterior & Lot

Lot Size
3.5 acres
Construction
Vinyl Siding
Foundation
Slab
Porch / Patio
Front Porch, Rear Porch
View
Trees/Woods
Exterior Features
Rain Gutters

Utilities

Water
Private
Sewer
Septic Tank

Community & HOA

HOA
None

Financial & Terms

List Price
$485,000
Price / Sq Ft
$168
Annual Taxes
$2,381
Financing Accepted
Conventional, Va Loan, Cash
Zoning
Rural Residential

Listing activity

On the market for 3 days.

  1. Status: Active

    Sep 15, 2026

  2. New Listing

    Sep 15, 2026

  3. Came on market

    Sep 15, 2026

  4. Listed for sale

    Aug 11, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home is priced in line with recent comparable sales (which imply about $267,418–$1,151,046).
Sold homeSold price$/sqftClosed
2446 Bees Creek Road, Ridgeland, SC 299363 bd · 3,000 sqft$277,500$93Apr 2026
76 Cope Point Lane, Ridgeland, SC 299363 bd · 2,700 sqft$1,075,000$398Aug 2026
279 Mcteer Avenue, Ridgeland, SC 299363 bd · 2,432 sqft$485,000$199Aug 2026
248 Rifle Road, Ridgeland, SC 299364 bd · 3,045 sqft$459,990$151Jun 2026
284 Sergeant Jasper Circle, Ridgeland, SC 299364 bd · 2,657 sqft$510,000$192Jul 2026

Recent closed sales of similar homes nearby (this list price is $485,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

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Location

475 Washboard Lane, Ridgeland, SC 29936

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~20.5 mi

  • Bluffton

    ~21.1 mi

  • Hilton Head Island

    ~25.5 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Jasper County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • VA loan fit, financing options, and your real monthly budget
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Amanda Burns, Engel & Volkers.

Listing data last updated September 15, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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