$1,699,000
$496/sq ft48 Rice Mill Road · Okatie, SC 29909
4
Beds
4.5
Baths
3,424
Sq Ft
2019
Built
What stands out
- Waterfront — Lagoon
- Golf Course, Trees/Woods, Pond views
- Attached garage
- 2 fireplaces
- Private pool
- Outdoor living: Screened Porch, Covered Patio, Porch, Covered, Front Porch, Rear Porch
- 0.65-acre lot
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone X — outside the high-risk area but within the 0.2% annual-chance (500-year) floodplain. Flood insurance is not federally required but is often inexpensive here.
Source: FEMA National Flood Hazard Layer.
Listing description
Stunning, pristine and beautifully appointed, 48 Rice Mill Road is an exceptional custom Lowcountry residence with sweeping views of Oldfield's 2nd hole, lagoon and golf course. Built in 2019 and lightly enjoyed as a second home, this 4-bedroom, 4.5-bath residence offers 3,424 square feet of thoughtfully designed living space on a generous .65-acre homesite. A tree-lined approach, beautiful landscaping and a spacious side yard create an impressive arrival, while classic Lowcountry architecture and three invi…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-09-24 — a benchmark, not your rate.
Estimated all-in monthly
$11,385/mo
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $1,699,000 price, 20% down, 7.03% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $14,292/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 4
- Full Baths
- 4
- Half Baths
- 1
- Living Area
- 3,424 sq ft
- Levels
- Two
- Flooring
- Carpet, Tile, Wood, Slate
- Appliances
- Gas Range, Microwave, Dishwasher, Refrigerator, Disposal, Fireplace Screen, Auto/Gar/Opener, Cable TV/Available, Dryer, Washer, Tankless Water Heater
- Heating
- Electric, Zoned, Central
- Cooling
- Electric, Zoned, Central Air
- Fireplace
- 2
- Water Heater
- Gas, Tankless
- Interior Features
- Ceiling Fan(s), Smart Light(s), Beamed Ceilings, Crown Molding, Double Vanity, Entrance Foyer, High Ceilings, Open Floorplan, Pantry, Recessed Lighting, Smart Thermostat, Soaking Tub, Walk-In Closet(s), Double Closets, Master Downstairs
Exterior & Lot
- Lot Size
- 0.65 acres
- Construction
- HardiPlank Type
- Foundation
- Crawl
- Roof
- Composition
- Parking
- Attached, Driveway, Garage, Golf Cart Garage, Parking Pad
- Porch / Patio
- Screened Porch, Covered Patio, Porch, Covered, Front Porch, Rear Porch
- Pool
- Community
- View
- Golf Course, Trees/Woods, Pond
- Waterfront
- Lagoon
- Exterior Features
- Rain Gutters
Utilities
- Water
- Public
- Sewer
- Public Sewer
Community & HOA
- HOA Fee
- $13,326 / annually
Financial & Terms
- List Price
- $1,699,000
- Price / Sq Ft
- $496
- Annual Taxes
- $14,292
- Financing Accepted
- Conventional, Cash
- Zoning
- PUD
Listing activity
On the market for 2 days.
Status: Active
Oct 1, 2026
New Listing
Oct 1, 2026
Came on market
Oct 1, 2026
Listed for sale
Sep 26, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
Ask anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
48 Rice Mill Road, Okatie, SC 29909
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~16 mi
Bluffton
~7.6 mi
Hilton Head Island
~12.7 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Stacy Applegate, Keller Williams.
Listing data last updated October 1, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.