Skip to main content
1 / 38
ActiveMLS# 198609

$575,000

$271/sq ft

48 Sommer Lake Drive · Beaufort, SC 29902

4

Beds

3.5

Baths

2,119

Sq Ft

2010

Built

Single Family Residence$271/sq ft7 days on market
Garden ViewGarageFireplaceHOA CommunityVA-Friendly Financing

What stands out

  • Garden views
  • Garage parking
  • Fireplace
  • Outdoor living: Screened Porch
  • Accepts VA financing

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — outside the high-risk area but within the 0.2% annual-chance (500-year) floodplain. Flood insurance is not federally required but is often inexpensive here.

Source: FEMA National Flood Hazard Layer.

Listing description

Discover the perfect backdrop for your custom Lowcountry home at 48 Sommer Lake Drive--an ideal setting for a multigenerational design with potential for primary suites on both the main and second floors for flexible family living! The plans also highlight a versatile separate space connecting the garage and screened-in porch--perfect for a home gym, workshop, or private studio. Nestled in the boutique, quiet community of Sommer Lake, this beautiful homesite offers a rare combination of scenic coastal tranquility a…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

0% ($0)
%

Freddie Mac 30-yr avg (FRED), as of 2026-10-22 — a benchmark, not your rate.

Estimated all-in monthly

$4,465/mo

Principal & Interest$3,950
Property tax (owner-occ. 4%, est.)$240
Homeowners insurance (est.)$168
HOA dues$108
Loan amount$575,000

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $575,000 price, 0% down, 7.32% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $651/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
4
Full Baths
3
Half Baths
1
Living Area
2,119 sq ft
Levels
Two
Flooring
Tile, Laminate
Appliances
Microwave, Dishwasher, Refrigerator, Disposal, Auto/Gar/Opener, Cable TV/Available, Tankless Water Heater
Heating
Electric, Heat Pump, Central
Cooling
Electric, Heat Pump, Central Air
Fireplace
1
Water Heater
Gas, Tankless
Interior Features
Ceiling Fan(s), Entrance Foyer, High Ceilings

Exterior & Lot

Lot Size
0.29 acres
Construction
Composite Siding
Foundation
Raised, Other
Roof
Composition
Parking
Detached, Garage
Porch / Patio
Screened Porch
View
Garden
Exterior Features
Thermo-Panes

Utilities

Water
Public
Sewer
Public Sewer
Utilities
Sewer Available, Water Available

Community & HOA

HOA Fee
$1,300 / annually

Financial & Terms

List Price
$575,000
Price / Sq Ft
$271
Annual Taxes
$651
Financing Accepted
Conventional, Fha, Va Loan, Cash
Zoning
Residential

Listing activity

On the market for 7 days.

  1. Status: Active

    Oct 21, 2026

  2. New Listing

    Oct 21, 2026

  3. Came on market

    Oct 21, 2026

  4. Listed for sale

    Oct 10, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home appears priced above recent comparable sales (which imply about $263,879–$472,959 by sold price per square foot). That can mean room to negotiate — or that it offers something the comps don't. Worth talking through.
Sold homeSold price$/sqftClosed
11 Burbage Lane, Beaufort, SC 299064 bd · 2,128 sqft$265,000$125Oct 2026
48 Battery Creek Club Drive, Beaufort, SC 299024 bd · 2,250 sqft$325,000$144Oct 2026
144 Thistle Lane, Beaufort, SC 299074 bd · 2,388 sqft$533,000$223Oct 2026
131 Thistle Lane, Beaufort, SC 299074 bd · 2,409 sqft$484,000$201Oct 2026
25 Billy Hill Road, Beaufort, SC 299064 bd · 2,432 sqft$325,000$134Oct 2026

Recent closed sales of similar homes nearby (this list price is $575,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Questions about this home?

Ask a local agent — we'll get back to you with real answers, usually same day.

Location

48 Sommer Lake Drive, Beaufort, SC 29902

Map loads as you scroll

Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~3.6 mi

  • Bluffton

    ~14.1 mi

  • Hilton Head Island

    ~13.1 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • VA loan fit, financing options, and your real monthly budget
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Kelley Richard, Greco Group Brokered by eXp.

Listing data last updated October 25, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Similar homes you may like

More homes in Beaufort

View all Beaufort listings

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.