$319,000
$220/sq ft48 Three Mast Lane · Hilton Head Island, SC 29928
2
Beds
2
Baths
1,448
Sq Ft
1982
Built
What stands out
- Trees/Woods views
- Private pool
- Outdoor living: Screened Porch, Rear Porch
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.
See what this means for your monthly paymentSource: FEMA National Flood Hazard Layer.
Listing description
Escape to the south end of Hilton Head in this lovely 2 bedroom, 2 bathroom upper townhome with plenty of extra space! Not only is it perfectly situated by the pool and amenities but consider this the ultimate home base for beach lovers and savvy investors. The Carpet/LVP flooring is all new. Catch your mornings or evening breeze on your private screened in porch. Community pool, tennis, playgrounds and more in Broad Creek Landings offerings.
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.
Estimated all-in monthly (with flood)
$1,899–$2,134/mo
This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $319,000 price, 20% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $2,643/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 2
- Full Baths
- 2
- Living Area
- 1,448 sq ft
- Levels
- Multi/Split
- Flooring
- Carpet, Luxury Vinyl
- Appliances
- Electric Range, Dishwasher, Refrigerator, Disposal, Cable TV/Available, Dryer, Washer
- Heating
- Heat Pump
- Cooling
- Heat Pump
- Water Heater
- Electric
Exterior & Lot
- Foundation
- Slab
- Roof
- Tar/Gravel
- Parking
- Unassigned
- Porch / Patio
- Screened Porch, Rear Porch
- Pool
- Community
- View
- Trees/Woods
Utilities
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Sewer Available, Water Available
Community & HOA
- Regime Fee
- Yes
Financial & Terms
- List Price
- $319,000
- Price / Sq Ft
- $220
- Annual Taxes
- $2,643
- Financing Accepted
- Conventional, Cash
- Zoning
- Residential
Listing activity
On the market for 86 days.
Price Reduced
Jun 5, 2026
Status: Active
Apr 3, 2026
Came on market
Apr 3, 2026
Listed for sale
Apr 1, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 45 Queens Folly Road 592, Hilton Head Island, SC 299282 bd · 1,459 sqft | $680,000 | $466 | May 2026 |
| 70 Shipyard Drive 152, Hilton Head Island, SC 299282 bd · 1,396 sqft | $735,000 | $527 | Jun 2026 |
| 19 Stoney Creek Road 283, Hilton Head Island, SC 299282 bd · 1,565 sqft | $650,000 | $415 | May 2026 |
| 2 Shelter Cove Lane 220, Hilton Head Island, SC 299282 bd · 1,315 sqft | $780,000 | $593 | May 2026 |
| 107 Lighthouse Road 2268, Hilton Head Island, SC 299282 bd · 1,600 sqft | $765,000 | $478 | Jun 2026 |
Recent closed sales of similar homes nearby (this list price is $319,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
48 Three Mast Lane, Hilton Head Island, SC 29928
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~19.4 mi
Bluffton
~6.7 mi
Hilton Head Island
~3.8 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Cameron Haught, SeaBreeze Real Estate Services.
Listing data last updated June 5, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.