$395,000
$384/sq ft5 Gum Tree Road · Hilton Head Island, SC 29926
2
Beds
2
Baths
1,028
Sq Ft
1988
Built
What stands out
- Waterfront — Marsh
- Trees/Woods views
- Fireplace
- Private pool
- Outdoor living: Deck
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone X — outside the high-risk area but within the 0.2% annual-chance (500-year) floodplain. Flood insurance is not federally required but is often inexpensive here.
Source: FEMA National Flood Hazard Layer.
Listing description
#L-20 offers a rare opportunity to own one of the most sought-after floor plans in Marsh Side. Thoughtfully positioned to capture sunsets and marsh views, this 2-bedroom, 2-bath villa is nestled in a private corner of the community, offering a quiet and elevated perspective of the Lowcountry where sunlight, natural finishes, and open-concept living create a seamless indoor-outdoor flow. Both bedrooms are en-suite, providing comfort and privacy for owners and guests alike, and the villa is being offered partially fu…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.
Estimated all-in monthly
$2,271/mo
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $395,000 price, 20% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 2
- Full Baths
- 2
- Living Area
- 1,028 sq ft
- Flooring
- Tile, Wood
- Appliances
- Electric Range, Microwave, Dishwasher, Refrigerator, Disposal, Dryer, Washer, Furnished
- Heating
- Electric, Heat Pump, Central
- Cooling
- Electric, Heat Pump, Central Air
- Fireplace
- 1
- Interior Features
- Ceiling Fan(s), Cathedral Ceiling(s), High Ceilings, Open Floorplan, Recessed Lighting, Master Downstairs
Exterior & Lot
- Lot Size
- 0.02 acres
- Construction
- Frame
- Parking
- Unassigned
- Porch / Patio
- Deck
- Pool
- Community
- View
- Trees/Woods
- Waterfront
- Marsh
Utilities
- Water
- Public
- Sewer
- Public Sewer
Community & HOA
- Regime Fee
- Yes
Financial & Terms
- List Price
- $395,000
- Price / Sq Ft
- $384
- Financing Accepted
- Conventional, Cash
- Zoning
- Residential
Listing activity
On the market for 39 days.
Status: Active
May 18, 2026
New Listing
May 18, 2026
Listed for sale
May 18, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 42 S Forest Beach Drive 3084, Hilton Head Island, SC 299282 bd · 1,000 sqft | $485,000 | $485 | May 2026 |
| 40 Folly Field Road 130, Hilton Head Island, SC 299282 bd · 996 sqft | $385,000 | $387 | May 2026 |
| 380 Marshland Road D34, Hilton Head Island, SC 299262 bd · 1,060 sqft | $275,000 | $259 | May 2026 |
| 380 Marshland Road E26, Hilton Head Island, SC 299262 bd · 1,060 sqft | $285,000 | $269 | Apr 2026 |
| 4 Braddock Bluff Drive 1686, Hilton Head Island, SC 299282 bd · 1,063 sqft | $695,000 | $654 | Jun 2026 |
Recent closed sales of similar homes nearby (this list price is $395,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
5 Gum Tree Road L20, Hilton Head Island, SC 29926
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~15.2 mi
Bluffton
~6.9 mi
Hilton Head Island
~0.6 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Abigail Pusey, Eleve Properties Bkd by eXp.
Listing data last updated June 23, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.