$395,000
$384/sq ft5 Gum Tree Road · Hilton Head Island, SC 29926
2
Beds
2
Baths
1,028
Sq Ft
1988
Built
What stands out
- Waterfront — Marsh
- Trees/Woods views
- Fireplace
- Private pool
- Outdoor living: Deck
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone X — outside the high-risk area but within the 0.2% annual-chance (500-year) floodplain. Flood insurance is not federally required but is often inexpensive here.
Source: FEMA National Flood Hazard Layer.
Listing description
#L-20 offers a rare opportunity to own a marsh-view villa tucked in a remarkably private corner of Marsh Side. Positioned to capture marsh views and Lowcountry sunsets, this 2-bedroom, 2-bath villa fills with natural light and offers open-concept living. Both bedrooms are en-suite, providing comfort and separation for owners and guests, alike. The primary bath adds smart everyday functionality with built-in outlets, dedicated hot-tool storage, and custom drawer organization. Improvements add significant substance a…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-08-13 — a benchmark, not your rate.
Estimated all-in monthly
$2,313/mo
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $395,000 price, 20% down, 6.67% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 2
- Full Baths
- 2
- Living Area
- 1,028 sq ft
- Flooring
- Tile, Wood
- Appliances
- Electric Range, Microwave, Dishwasher, Refrigerator, Disposal, Dryer, Washer
- Heating
- Electric, Heat Pump, Central
- Cooling
- Electric, Heat Pump, Central Air
- Fireplace
- 1
- Interior Features
- Ceiling Fan(s), Cathedral Ceiling(s), High Ceilings, Open Floorplan, Recessed Lighting, Master Downstairs
Exterior & Lot
- Lot Size
- 0.02 acres
- Construction
- Frame
- Parking
- Unassigned
- Porch / Patio
- Deck
- Pool
- Community
- View
- Trees/Woods
- Waterfront
- Marsh
Utilities
- Water
- Public
- Sewer
- Public Sewer
Community & HOA
- Regime Fee
- Yes
Financial & Terms
- List Price
- $395,000
- Price / Sq Ft
- $384
- Financing Accepted
- Conventional, Cash
- Zoning
- Residential
Listing activity
On the market for 37 days.
Status: Active
Aug 17, 2026
Back On Market
Aug 17, 2026
Came on market
Aug 17, 2026
Listed for sale
May 18, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 45 Queens Folly Road 666, Hilton Head Island, SC 299282 bd · 1,043 sqft | $550,000 | $527 | Jul 2026 |
| 42 S Forest Beach Drive 3084, Hilton Head Island, SC 299282 bd · 1,000 sqft | $485,000 | $485 | May 2026 |
| 4 Braddock Bluff Drive 1686, Hilton Head Island, SC 299282 bd · 1,063 sqft | $695,000 | $654 | Jun 2026 |
| 32 S Forest Beach Drive 70, Hilton Head Island, SC 299282 bd · 1,064 sqft | $410,000 | $385 | Aug 2026 |
| 53 Delander Court 58, Hilton Head Island, SC 299282 bd · 950 sqft | $219,000 | $231 | Jul 2026 |
Recent closed sales of similar homes nearby (this list price is $395,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
5 Gum Tree Road L20, Hilton Head Island, SC 29926
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~15.2 mi
Bluffton
~6.9 mi
Hilton Head Island
~0.6 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Abigail Pusey, Eleve Properties Bkd by eXp.
Listing data last updated August 17, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.