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ActiveMLS# 197692

$289,900

$268/sq ft

5 Gumtree Road · Hilton Head Island, SC 29926

2

Beds

1

Baths

1,080

Sq Ft

1984

Built

Condominium$268/sq ft2 days on market
Water ViewPoolSingle-Level Living

What stands out

  • Water views
  • Single-level living
  • Private pool
  • Outdoor living: Porch

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).

Source: FEMA National Flood Hazard Layer.

Listing description

Marsh Side Villas...Affordable, Comfortable, Marsh Side Villas...Affordable, Comfortable, Bright 2-bedroom, 1-bath Condo. Marsh Side offers Resort-style amenities with low-maintenance living:Large Saltwater pool, Kiddie splash pool, hot tub, 2 lighted tennis courts, playground, modern fitness facilities, BBQ area, and of course, PET FRIENDLY! End unit with extra parking. One level living expands a spacious living area with a cozy fireplace, Dining area, Kitchen with Refrigerator, dishwasher, oven, microwave and ga…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($57,980)
%

Freddie Mac 30-yr avg (FRED), as of 2026-08-06 — a benchmark, not your rate.

Estimated all-in monthly

$1,700/mo

Principal & Interest$1,495
Property tax (owner-occ. 4%, est.)$121
Homeowners insurance (est.)$85
Loan amount$231,920
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $289,900 price, 20% down, 6.69% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
2
Full Baths
1
Living Area
1,080 sq ft
Levels
One
Flooring
Luxury Vinyl
Appliances
Electric Range, Microwave, Dishwasher, Refrigerator, Disposal, Dryer, Washer, Unfurnished
Heating
Electric, Heat Pump, Central
Cooling
Electric, Central Air
Water Heater
Electric
Interior Features
Ceiling Fan(s)

Exterior & Lot

Construction
Other
Foundation
Slab
Roof
Composition
Parking
Unassigned
Porch / Patio
Porch
Pool
Community
View
Water

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

Regime Fee
Yes

Financial & Terms

List Price
$289,900
Price / Sq Ft
$268
Financing Accepted
Conventional, Cash
Zoning
Residential

Listing activity

On the market for 2 days.

  1. Status: Active

    Aug 10, 2026

  2. New Listing

    Aug 10, 2026

  3. Listed for sale

    Aug 10, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home is priced in line with recent comparable sales (which imply about $216,385–$706,115).
Sold homeSold price$/sqftClosed
4 Braddock Bluff Drive 1686, Hilton Head Island, SC 299282 bd · 1,063 sqft$695,000$654Jun 2026
5 Gum Tree Road I19, Hilton Head Island, SC 299262 bd · 1,120 sqft$225,000$201Aug 2026
5 Gumtree Road H15, Hilton Head Island, SC 299262 bd · 1,120 sqft$274,500$245Jul 2026
96 Mathews Drive 151, Hilton Head Island, SC 299262 bd · 1,123 sqft$225,000$200May 2026
42 S Forest Beach Drive 3084, Hilton Head Island, SC 299282 bd · 1,000 sqft$485,000$485May 2026

Recent closed sales of similar homes nearby (this list price is $289,900). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

Honest answers from this listing's data

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

5 Gumtree Road K-16, Hilton Head Island, SC 29926

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~15.2 mi

  • Bluffton

    ~7.3 mi

  • Hilton Head Island

    ~0.9 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Heather A. Baker, ERA Wilder Realty, INC.

Listing data last updated August 10, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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