$313,000
$214/sq ft5 Palmetto Breeze Circle · Beaufort, SC 29907
3
Beds
2.5
Baths
1,464
Sq Ft
2023
Built
What stands out
- Neighborhood views
- Attached garage
- Outdoor living: Porch, Front Porch, Rear Porch
- Accepts VA financing
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.
See what this means for your monthly paymentSource: FEMA National Flood Hazard Layer.
Listing description
Come see this Beautiful home located on Lady's Island with 3 large, welcoming porches and a single car garage! This home features wonderful kitchen cabinets with granite countertops and stainless steel appliances. All bedrooms are located on the 2nd floor with a master suite with it's own private porch, walk in closet and large bathroom with dual vanities. Call today to schedule your showing!
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.
Estimated all-in monthly (with flood)
$2,297–$2,532/mo
This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $313,000 price, 0% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $1,668/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 3
- Full Baths
- 2
- Half Baths
- 1
- Living Area
- 1,464 sq ft
- Levels
- Two
- Flooring
- Wood, Stone, Slate
- Appliances
- Dishwasher, Built-In Electric Oven
- Heating
- Central
- Cooling
- Central Air
- Water Heater
- Electric
- Interior Features
- Ceiling Fan(s), Double Vanity, Walk-In Closet(s)
Exterior & Lot
- Lot Size
- 0.08 acres
- Construction
- Vinyl Siding
- Foundation
- Elevated
- Roof
- Composition
- Parking
- Attached, Garage
- Porch / Patio
- Porch, Front Porch, Rear Porch
- View
- Neighborhood
Community & HOA
- HOA Fee
- $450 / annually
Financial & Terms
- List Price
- $313,000
- Price / Sq Ft
- $214
- Annual Taxes
- $1,668
- Financing Accepted
- Conventional, Fha, Rural Development/usda, Va Loan, Cash
- Zoning
- Residential
Listing activity
On the market for 88 days.
Price Reduced
May 1, 2026
Status: Active
Mar 31, 2026
Came on market
Mar 31, 2026
Listed for sale
Mar 30, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 4010 Magnolia Street, Beaufort, SC 299063 bd · 1,476 sqft | $392,000 | $266 | Jun 2026 |
| 179 Palmetto Breeze Circle, Beaufort, SC 299073 bd · 1,512 sqft | $325,000 | $215 | Jun 2026 |
| 2001 Ashwood Circle, Beaufort, SC 299063 bd · 1,416 sqft | $375,000 | $265 | Jun 2026 |
| 41 Rearden Way, Beaufort, SC 299063 bd · 1,533 sqft | $384,141 | $251 | Jun 2026 |
| 513 Ribaut Road, Beaufort, SC 299023 bd · 1,393 sqft | $475,000 | $341 | Jun 2026 |
Recent closed sales of similar homes nearby (this list price is $313,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
5 Palmetto Breeze Circle, Beaufort, SC 29907
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~2.2 mi
Bluffton
~17.3 mi
Hilton Head Island
~14.6 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- VA loan fit, financing options, and your real monthly budget
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Stephanie J Harris, Keller Williams.
Listing data last updated May 1, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.