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ActiveMLS# 193280

$229,000

51 Mum Grace · Beaufort, SC 29906

Resident S/D Lot226 days on market
HOA Community
FEMA Flood Zone XMinimal flood risk

FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).

Source: FEMA National Flood Hazard Layer.

Listing description

Don't miss this rare opportunity! This lovely corner lot, surrounded by mature trees, is ready for you to build your dream Lowcountry home. Habersham embodies the essence of a classic coastal town full of charm, warmth, and elegance. Enjoy stunning natural beauty, timeless architecture, and a welcoming sense of community. Residents delight in the Main Street marketplace, scenic parks, nature trails, and an array of sea island amenities including boating, fishing, swimming, and nearby golf. Experience the gracious S…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($45,800)
%

Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.

Estimated all-in monthly

$1,480/mo

Principal & Interest$1,154
Property tax (owner-occ. 4%, est.)$95
Homeowners insurance (est.)$67
HOA dues$163
Loan amount$183,200
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $229,000 price, 20% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.

Facts & features

Exterior & Lot

Lot Size
0.23 acres

Utilities

Water
Public
Utilities
Electricity Available, Natural Gas Available

Community & HOA

HOA Fee
$1,950 / annually

Financial & Terms

List Price
$229,000
Financing Accepted
Cash, Conventional
Zoning
PUD

Listing activity

On the market for 226 days.

  1. Status: Active

    Nov 12, 2025

  2. New Listing

    Nov 12, 2025

  3. Came on market

    Nov 12, 2025

  4. Listed for sale

    Nov 5, 2025

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

Ask anything about this home

Honest answers from this listing's data

Talk to a person

I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

51 Mum Grace, Beaufort, SC 29906

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~6.1 mi

  • Bluffton

    ~13.7 mi

  • Hilton Head Island

    ~14.3 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Roman Udvornocky, Brokers Real Estate, Inc..

Listing data last updated May 31, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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