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ActiveMLS# 197963

$430,000

$188/sq ft

53 Cedarwood Street · Beaufort, SC 29906

4

Beds

2.5

Baths

2,291

Sq Ft

2023

Built

Single Family Residence$188/sq ft
WaterfrontLake ViewPond ViewGarageHOA CommunityVA-Friendly Financing

What stands out

  • Waterfront — Lagoon
  • Lake, Pond views
  • Attached garage
  • Outdoor living: Covered Patio, Porch, Rear Porch
  • Accepts VA financing

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — outside the high-risk area but within the 0.2% annual-chance (500-year) floodplain. Flood insurance is not federally required but is often inexpensive here.

Source: FEMA National Flood Hazard Layer.

Listing description

Set on a cul-de-sac in Shell Point Farm, this spacious two-story home offers 4 bedrooms, 2.5 baths, and approximately 2,237 sq. ft. The main level features a generous living room that flows into the kitchen and eating area, plus a versatile bonus room. Upstairs, the owner's suite offers a private retreat with an ensuite bath, walk-in linen closet, and clothing closet. A loft and three additional bedrooms provide flexibility for family, guests, a home office, or hobbies. Enjoy lagoon views from the covered patio and…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

0% ($0)
%

Freddie Mac 30-yr avg (FRED), as of 2026-08-27 — a benchmark, not your rate.

Estimated all-in monthly

$3,116/mo

Principal & Interest$2,763
Property tax (owner-occ. 4%, est.)$179
Homeowners insurance (est.)$125
HOA dues$48
Loan amount$430,000
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $430,000 price, 0% down, 6.66% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $2,773/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
4
Full Baths
2
Half Baths
1
Living Area
2,291 sq ft
Levels
Two
Flooring
Carpet, Vinyl
Appliances
Microwave, Dishwasher, Refrigerator, Disposal, Built-In Electric Oven, Tankless Water Heater
Heating
Central
Cooling
Electric, Central Air
Water Heater
Gas, Tankless

Exterior & Lot

Lot Size
0.16 acres
Construction
Vinyl Siding
Foundation
Slab
Roof
Composition
Parking
Attached, Garage
Porch / Patio
Covered Patio, Porch, Rear Porch
View
Lake, Pond
Waterfront
Lagoon
Exterior Features
Rain Gutters

Utilities

Water
Public
Sewer
Public Sewer
Utilities
Sewer Available, Water Available

Community & HOA

HOA Fee
$575 / annually

Financial & Terms

List Price
$430,000
Price / Sq Ft
$188
Annual Taxes
$2,773
Financing Accepted
Conventional, Fha, Rural Development/usda, Va Loan, Cash
Zoning
Residential

Listing activity

  1. Status: Active

    Aug 27, 2026

  2. New Listing

    Aug 27, 2026

  3. Came on market

    Aug 27, 2026

  4. Listed for sale

    Aug 26, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home is priced in line with recent comparable sales (which imply about $354,006–$851,796).
Sold homeSold price$/sqftClosed
130 Francis Marion Circle, Beaufort, SC 299074 bd · 2,328 sqft$490,000$210Aug 2026
3 Pennyroyal Way, Beaufort, SC 299064 bd · 2,168 sqft$335,000$155Aug 2026
2 Turnstone Drive N, Beaufort, SC 299074 bd · 2,149 sqft$799,000$372Aug 2026
9 Lucerne Avenue, Beaufort, SC 299074 bd · 2,110 sqft$449,900$213Aug 2026
115 Baneberry Lane, Beaufort, SC 299074 bd · 2,058 sqft$473,900$230Aug 2026

Recent closed sales of similar homes nearby (this list price is $430,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

53 Cedarwood Street, Beaufort, SC 29906

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~5.5 mi

  • Bluffton

    ~12.2 mi

  • Hilton Head Island

    ~11.7 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • VA loan fit, financing options, and your real monthly budget
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Derek Gartlan, Real Broker LLC.

Listing data last updated August 27, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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