$385,000
$350/sq ft54 Broad River Road · Ridgeland, SC 29936
2
Beds
2
Baths
1,099
Sq Ft
2003
Built
What stands out
- Waterfront — Marsh
- Fireplace
- Outdoor living: Patio, Porch
- Accepts VA financing
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.
See what this means for your monthly paymentSource: FEMA National Flood Hazard Layer.
Listing description
MARSH FRONT LOWCOUNTRY RETREAT WITH PANORAMIC SUNSET VIEWS Discover the perfect blend of luxury, charm, and coastal living in this fully renovated marsh front home on Palm Key. Nestled among breathtaking Lowcountry landscapes, this 2-bedroom, 2-bathroom cottage offers unobstructed marsh views, spectacular sunsets, and the peaceful waterfront lifestyle buyers dream of in the South Carolina Lowcountry. Completely reimagined from top to bottom, the home features a stunning new kitchen with custom cabinetry, premiu…
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Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-07-09 — a benchmark, not your rate.
Estimated all-in monthly (with flood)
$2,743–$2,978/mo
This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $385,000 price, 0% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $1,741/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 2
- Full Baths
- 2
- Living Area
- 1,099 sq ft
- Levels
- Two
- Flooring
- Carpet, Tile, Wood
- Appliances
- Electric Range, Microwave, Dishwasher, Refrigerator, Vent Exhaust Fan, Dryer, Washer
- Heating
- Electric, Heat Pump, Propane Leased, Central
- Cooling
- Electric, Heat Pump, Central Air
- Fireplace
- 1
- Water Heater
- Electric
- Interior Features
- Ceiling Fan(s)
Exterior & Lot
- Lot Size
- 0.07 acres
- Construction
- Frame, Board & Batten Siding
- Foundation
- Crawl
- Roof
- Tar/Gravel
- Parking
- Driveway
- Porch / Patio
- Patio, Porch
- Waterfront
- Marsh
Utilities
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Water Available
Community & HOA
- HOA
- Yes (fee not listed)
Financial & Terms
- List Price
- $385,000
- Price / Sq Ft
- $350
- Annual Taxes
- $1,741
- Financing Accepted
- Conventional, Fha, Va Loan, Cash
- Zoning
- Residential
Listing activity
On the market for 75 days.
Price Reduced
Jul 8, 2026
Status: Active
Apr 29, 2026
Came on market
Apr 29, 2026
Listed for sale
Apr 20, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 402 2nd Avenue, Ridgeland, SC 299362 bd · 1,044 sqft | $295,000 | $283 | Feb 2026 |
| 45 Okatie Park Circle W, Ridgeland, SC 299362 bd · 1,023 sqft | $258,000 | $252 | Nov 2025 |
| 52 Sweet William Road, Ridgeland, SC 299362 bd · 1,188 sqft | $150,000 | $126 | May 2026 |
| 718 Old House Road, Ridgeland, SC 299362 bd · 1,010 sqft | $195,000 | $193 | Jan 2026 |
| 1574 Fordville Road, Ridgeland, SC 299363 bd · 1,053 sqft | $410,000 | $389 | Dec 2025 |
Recent closed sales of similar homes nearby (this list price is $385,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
54 Broad River Road, Ridgeland, SC 29936
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~13.6 mi
Bluffton
~20.3 mi
Hilton Head Island
~22.8 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Jasper County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- VA loan fit, financing options, and your real monthly budget
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Cassidy Berry, Greco Group Brokered by eXp.
Listing data last updated July 10, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.