$1,549,000
$450/sq ft54 Osprey Circle · Okatie, SC 29909
4
Beds
4.5
Baths
3,441
Sq Ft
2026
Built
What stands out
- Golf Course views
- Newer construction
- Garage parking
- Private pool
- Outdoor living: Screened Porch, Porch, Covered, Front Porch, Rear Porch
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.
See what this means for your monthly paymentSource: FEMA National Flood Hazard Layer.
Listing description
Looking for timeless luxury in a quiet, serene neighborhood that offers world-class amenities within a gated and secure island community? Then you must see and make this meticulously designed custom home built by Sunset-Life Properties your new sanctuary! Located on the green of Tom Fazio's Magnolia #4 golf hole, par 4, this home has far more elegant features than can be listed here. No expense was spared to have the finer things in life! GE Monogram appliances including 42'' side by side refrigerator, 36'' gas…
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Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-07-09 — a benchmark, not your rate.
Estimated all-in monthly (with flood)
$8,987–$9,222/mo
This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $1,549,000 price, 20% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 4
- Full Baths
- 4
- Half Baths
- 1
- Living Area
- 3,441 sq ft
- Levels
- Two, Quad-Level
- Flooring
- Tile, Laminate, Concrete
- Appliances
- Gas Range, Microwave, Dishwasher, Refrigerator, Ice Maker, Dryer, Washer, Built-In Gas Oven
- Heating
- Electric, Heat Pump, Zoned, Central
- Cooling
- Electric, Heat Pump, Central Air
- Interior Features
- Ceiling Fan(s), Master Downstairs
Exterior & Lot
- Lot Size
- 0.44 acres
- Construction
- Board & Batten Siding
- Foundation
- Slab
- Roof
- Metal, Other
- Parking
- Converted Garage, Driveway, Garage
- Porch / Patio
- Screened Porch, Porch, Covered, Front Porch, Rear Porch
- Pool
- Community
- View
- Golf Course
- Exterior Features
- Tennis Court(s)
Utilities
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Sewer Available, Water Available
Community & HOA
- HOA Fee
- $2,863
Financial & Terms
- List Price
- $1,549,000
- Price / Sq Ft
- $450
- Financing Accepted
- Conventional, Fha
- Zoning
- Residential
Listing activity
On the market for 103 days.
Price Reduced
Jun 13, 2026
Status: Active
Apr 1, 2026
Came on market
Apr 1, 2026
Listed for sale
Mar 31, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 303 Spring Island Drive, Okatie, SC 299094 bd · 3,435 sqft | $2,800,000 | $815 | Mar 2026 |
| 6 Winding Oak Drive, Okatie, SC 299094 bd · 3,095 sqft | $940,000 | $304 | May 2026 |
| 50 Camp Saint Mary Road, Okatie, SC 299094 bd · 2,916 sqft | $955,000 | $328 | Jun 2026 |
| 7 Tabby Point Lane, Okatie, SC 299093 bd · 3,396 sqft | $700,000 | $206 | Jul 2026 |
| 16 Boyd'S Landing, Okatie, SC 299095 bd · 3,500 sqft | $1,395,000 | $399 | Mar 2026 |
Recent closed sales of similar homes nearby (this list price is $1,549,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
54 Osprey Circle, Okatie, SC 29909
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~13.4 mi
Bluffton
~6.2 mi
Hilton Head Island
~9.9 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Ben Pendarvis III, Realty One Group Lowcountry.
Listing data last updated June 13, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.