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ActiveMLS# 197705

$439,900

$224/sq ft

58 Garden Isle Lane · Hardeeville, SC 29927

4

Beds

2.5

Baths

1,963

Sq Ft

2022

Built

Single Family Residence$224/sq ft50 days on market
WaterfrontGarden ViewLake ViewPoolGarageFireplaceHOA CommunityVA-Friendly Financing

What stands out

  • Waterfront — Lake, Lagoon
  • Garden, Lake, Water views
  • Garage parking
  • Fireplace
  • Private pool
  • Outdoor living: Porch
  • Accepts VA financing

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone AEModerate-to-high flood risk

FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.

See what this means for your monthly payment

Source: FEMA National Flood Hazard Layer.

Listing description

LAKE VIEWS + GOLF COURSE COMMUNITY + LOWCOUNTRY LIVING! Welcome to 58 Garden Isle Lane, a beautifully maintained 4-bedroom, 3-bathroom home in Hilton Head Lakes, a desirable golf-course community in Hardeeville, South Carolina. Built in 2022 and offering approximately 1,963 square feet, this Ashley model combines modern finishes, natural light, comfortable living spaces, and peaceful lake views -- all in a convenient Lowcountry location just minutes from Bluffton and Hilton Head Island. One of the standout fe…

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Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

0% ($0)
%

Freddie Mac 30-yr avg (FRED), as of 2026-10-01 — a benchmark, not your rate.

Estimated all-in monthly (with flood)

$3,357–$3,592/mo

Principal & Interest$3,010
Property tax (owner-occ. 4%, est.)$154
Homeowners insurance (est.)$128
Flood ins. (required, est. range)$65–$300
Loan amount$439,900
Get Pre-Approved

This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $439,900 price, 0% down, 7.28% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $3,512/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
4
Full Baths
2
Half Baths
1
Living Area
1,963 sq ft
Levels
Two
Flooring
Carpet, Tile, Vinyl
Appliances
Gas Range, Microwave, Dishwasher, Refrigerator, Disposal, Cable TV/Available, Dryer, Washer
Heating
Central
Cooling
Electric, Central Air
Fireplace
1
Water Heater
Electric
Interior Features
Ceiling Fan(s)

Exterior & Lot

Lot Size
0.12 acres
Construction
Vinyl Siding
Foundation
Slab
Roof
Composition
Parking
Detached, Garage
Porch / Patio
Porch
Pool
Community
View
Garden, Lake, Water
Waterfront
Lake, Lagoon

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA
Yes (fee not listed)

Financial & Terms

List Price
$439,900
Price / Sq Ft
$224
Annual Taxes
$3,512
Financing Accepted
Conventional, Fha, Va Loan, Cash
Zoning
Residential

Listing activity

On the market for 50 days.

  1. Status: Active

    Aug 19, 2026

  2. New Listing

    Aug 19, 2026

  3. Came on market

    Aug 19, 2026

  4. Listed for sale

    Aug 10, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home is priced in line with recent comparable sales (which imply about $344,696–$456,381).
Sold homeSold price$/sqftClosed
1009 Twin Ponds Drive, Hardeeville, SC 299274 bd · 1,962 sqft$378,900$193Jul 2026
370 Conifer Street, Hardeeville, SC 299274 bd · 1,928 sqft$362,000$188Sep 2026
114 Planters Row, Hardeeville, SC 299274 bd · 1,774 sqft$412,440$232Sep 2026
954 Twin Pond Drive, Hardeeville, SC 299274 bd · 2,175 sqft$388,900$179Sep 2026
993 Twin Ponds Drive, Hardeeville, SC 299274 bd · 2,241 sqft$393,512$176Jul 2026

Recent closed sales of similar homes nearby (this list price is $439,900). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Questions about this home?

Ask a local agent — we'll get back to you with real answers, usually same day.

Location

58 Garden Isle Lane, Hardeeville, SC 29927

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~21.6 mi

  • Bluffton

    ~11.5 mi

  • Hilton Head Island

    ~17.7 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Jasper County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • VA loan fit, financing options, and your real monthly budget
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Cassidy Berry, Greco Group Brokered by eXp.

Listing data last updated October 1, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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