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ActivePrice ReducedMLS# 192646

$153,600

59 Bostick Circle · Beaufort, SC 29902

Resident S/D Lot288 days on market
HOA Community
FEMA Flood Zone AEModerate-to-high flood risk

FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.

See what this means for your monthly payment

Source: FEMA National Flood Hazard Layer.

Listing description

Discover the perfect setting to build your Lowcountry dream home at 59 Bostick Circle in Battery Point. Nestled on a quiet cul-de-sac, this homesite offers marsh and water views along with access to community amenities. Enjoy a waterfront lifestyle with a neighborhood boat ramp and dock, scenic walking trails along the water, a refreshing pool, playground, tennis courts, and a clubhouse. Located a short drive to bases, historic downtown Beaufort, and a variety of local restaurants, this lot combines natural beauty…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($30,720)
%

Freddie Mac 30-yr avg (FRED), as of 2026-07-02 — a benchmark, not your rate.

Estimated all-in monthly (with flood)

$1,051–$1,286/mo

Principal & Interest$771
Property tax (owner-occ. 4%, est.)$64
Homeowners insurance (est.)$45
HOA dues$106
Flood ins. (required, est. range)$65$300
Loan amount$122,880
Get Pre-Approved

This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $153,600 price, 20% down, 6.43% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $1,007/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Exterior & Lot

Lot Size
.20

Utilities

Water
Public

Community & HOA

HOA Fee
$317 / quarterly

Financial & Terms

List Price
$153,600
Annual Taxes
$1,007
Financing Accepted
Cash, Conventional
Zoning
Residential

Listing activity

On the market for 288 days.

  1. Price Reduced

    Mar 18, 2026

  2. Status: Active

    Sep 24, 2025

  3. Listed for sale

    Sep 24, 2025

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

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Honest answers from this listing's data

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

59 Bostick Circle, Beaufort, SC 29902

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~2.8 mi

  • Bluffton

    ~15.3 mi

  • Hilton Head Island

    ~14.4 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Paige Sumler Walling, Lowcountry Real Estate.

Listing data last updated March 18, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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