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ActivePrice ReducedMLS# 195094

$355,000

$250/sq ft

59 Heartstone Circle · Bluffton, SC 29910

3

Beds

2

Baths

1,420

Sq Ft

2005

Built

Single Family Residence$250/sq ft108 days on market
Other ViewPoolGarageHOA CommunityVA-Friendly Financing

What stands out

  • Other views
  • Garage parking
  • Private pool
  • Outdoor living: Covered Patio
  • Accepts VA financing

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).

Source: FEMA National Flood Hazard Layer.

Listing description

Welcome to this charming 3-bedroom, 2-bathroom home featuring a bright open-concept kitchen and dining area, perfect for entertaining and everyday living. The spacious primary bedroom includes a private ensuite bathroom, offering comfort and convenience. Step outside through the sliding glass doors to a relaxing screened-in patio, ideal for enjoying your morning coffee or evening gatherings while overlooking the fenced backyard. Additional highlights include a two-car garage and a functional layout designed f…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

0% ($0)
%

Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.

Estimated all-in monthly

$2,568/mo

Principal & Interest$2,237
Property tax (owner-occ. 4%, est.)$148
Homeowners insurance (est.)$104
HOA dues$80
Loan amount$355,000
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $355,000 price, 0% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
3
Full Baths
2
Living Area
1,420 sq ft
Flooring
Tile, Luxury Vinyl
Appliances
Electric Range, Microwave, Dishwasher, Refrigerator
Heating
Electric
Cooling
Electric
Water Heater
Electric
Interior Features
Ceiling Fan(s), Vaulted Ceiling(s)

Exterior & Lot

Lot Size
0.15 acres
Construction
Vinyl Siding
Roof
Composition
Parking
Driveway, Garage
Porch / Patio
Covered Patio
Pool
Community
View
Other

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA Fee
$80 / monthly

Financial & Terms

List Price
$355,000
Price / Sq Ft
$250
Financing Accepted
Conventional, Fha, Rural Development/usda, Va Loan, Cash
Zoning
Residential

Listing activity

On the market for 108 days.

  1. Price Reduced

    May 18, 2026

  2. Status: Active

    Mar 10, 2026

  3. Came on market

    Mar 10, 2026

  4. Listed for sale

    Mar 9, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home is priced in line with recent comparable sales (which imply about $283,643–$443,410).
Sold homeSold price$/sqftClosed
3 Ironwood Circle, Bluffton, SC 299103 bd · 1,540 sqft$310,000$201May 2026
60 Honey Locust Avenue, Bluffton, SC 299103 bd · 1,566 sqft$489,000$312May 2026
5 W Morningside Drive, Bluffton, SC 299103 bd · 1,250 sqft$355,000$284May 2026
6 Ironwood Circle, Bluffton, SC 299103 bd · 1,592 sqft$318,000$200Jun 2026
11 Hager Road, Bluffton, SC 299103 bd · 1,659 sqft$359,000$216Jun 2026

Recent closed sales of similar homes nearby (this list price is $355,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

59 Heartstone Circle, Bluffton, SC 29910

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~19.2 mi

  • Bluffton

    ~4.2 mi

  • Hilton Head Island

    ~10.6 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • VA loan fit, financing options, and your real monthly budget
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Amanda Beach, eXp Realty LLC.

Listing data last updated May 18, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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