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ActiveMLS# 187935

$222,000

606 Water Street · Beaufort, SC 29902

Resident S/D Lot575 days on market
HOA Community
FEMA Flood Zone XMinimal flood risk

FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).

Source: FEMA National Flood Hazard Layer.

Listing description

Great opportunity for a unique waterfront homesite to build your custom home in City Walk, Downtown Beaufort SC. This homesite is elevated for a nice marsh view and plenty of room for a detached garage in the back entry easement. Call for compatible house plans. City Walk is a water front boutique community with custom built homes and waterfront park, walking trails and fire pit for relaxing.City Walk is located 1 mile from downtown Beaufort and very pedestrian friendly. Access to the Spanish Moss trail 1 block aw…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($44,400)
%

Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.

Estimated all-in monthly

$1,276/mo

Principal & Interest$1,119
Property tax (owner-occ. 4%, est.)$93
Homeowners insurance (est.)$65
Loan amount$177,600
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $222,000 price, 20% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $2,512/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Exterior & Lot

Lot Size
.12

Utilities

Water
Public
Utilities
Electricity Available, Cable Available

Community & HOA

HOA
Yes (fee not listed)

Financial & Terms

List Price
$222,000
Annual Taxes
$2,512
Financing Accepted
Cash, Conventional, Fha
Zoning
Residential

Listing activity

On the market for 575 days.

  1. Status: Active

    Feb 2, 2026

  2. Status Change

    Feb 2, 2026

  3. Came on market

    Feb 2, 2026

  4. Listed for sale

    Nov 26, 2024

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

Ask anything about this home

Honest answers from this listing's data

Talk to a person

I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

606 Water Street, Beaufort, SC 29902

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~1.3 mi

  • Bluffton

    ~16.9 mi

  • Hilton Head Island

    ~15.6 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Rhonda Rogerson, The HomesFinder Realty Group.

Listing data last updated February 2, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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