$600,000
$400/sq ft609 Carteret Street · Beaufort, SC 29902
4
Beds
2
Baths
1,500
Sq Ft
1875
Built
What stands out
- City views
- Outdoor living: Porch
- No HOA
- Accepts VA financing
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.
See what this means for your monthly paymentSource: FEMA National Flood Hazard Layer.
Listing description
Welcome to your next investment or business location in the heart of historic Beaufort. This beautifully renovated property on highly visible Carteret Street (13,500 daily traffic count) offers the perfect blend of modern functionality and Southern charm. The main level features a spacious, open floor plan with an ADA-compliant bathroom and kitchenette, while the second level offers a private office with a full bath and a balcony overlooking the street. Both units are currently occupied by tenants, providing an imm…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-07-09 — a benchmark, not your rate.
Estimated all-in monthly (with flood)
$4,278–$4,513/mo
This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $600,000 price, 0% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $4,668/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 4
- Full Baths
- 2
- Living Area
- 1,500 sq ft
- Levels
- Two
- Flooring
- Vinyl
- Heating
- Electric, Heat Pump, Central
- Cooling
- Electric, Heat Pump, Central Air
- Water Heater
- Electric
Exterior & Lot
- Lot Size
- 0.08 acres
- Construction
- Frame, Block
- Foundation
- Slab
- Roof
- Composition
- Porch / Patio
- Porch
- View
- City
Utilities
- Water
- Public
- Sewer
- Public Sewer
Community & HOA
- HOA
- None
Financial & Terms
- List Price
- $600,000
- Price / Sq Ft
- $400
- Annual Taxes
- $4,668
- Financing Accepted
- Conventional, Fha, Va Loan, Cash
- Zoning
- Residential/Commercial
Listing activity
On the market for 94 days.
Status: Active
May 5, 2026
New Listing
May 5, 2026
Came on market
May 5, 2026
Listed for sale
Apr 7, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 27 Gay Drive, Beaufort, SC 299074 bd · 1,710 sqft | $350,000 | $205 | Jun 2026 |
| 2620 Mossy Oaks Road, Beaufort, SC 299023 bd · 1,500 sqft | $477,000 | $318 | Jul 2026 |
| 23 Bay Breeze Lane, Beaufort, SC 299073 bd · 1,474 sqft | $310,000 | $210 | Jun 2026 |
| 2669 Broad Street, Beaufort, SC 299023 bd · 1,540 sqft | $465,000 | $302 | Jun 2026 |
| 274 Brickyard Point Road S, Beaufort, SC 299073 bd · 1,545 sqft | $399,000 | $258 | Jul 2026 |
Recent closed sales of similar homes nearby (this list price is $600,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
609 Carteret Street, Beaufort, SC 29902
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~0.2 mi
Bluffton
~17.6 mi
Hilton Head Island
~15.9 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- VA loan fit, financing options, and your real monthly budget
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Elijah L Harris, Greco Group Brokered by eXp.
Listing data last updated July 8, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.