1 / 3
ActivePrice ReducedMLS# 188046

$134,900

61 River Oak Way · Hardeeville, SC 29927

Resident S/D Lot959 days on market
WaterfrontHOA Community

What stands out

  • Waterfront — Lake, Pond

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone AEModerate-to-high flood risk

FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.

See what this means for your monthly payment

Source: FEMA National Flood Hazard Layer.

Listing description

Incredible Sunset Views. Be sure to walk to the water to see the view of the Lake, which is Loaded with Bass and Crappie. You can build a bulkhead to dock a small low powered boat. Enjoy the views. Fish from your bulkhead. Huge corner lot, just a short stroll, bike ride or golf cart ride to the Amenity Pool/Fitness Center with Pickleball, Resort Pool and Social Clubhouse. The Championship 18 hole Tommy Fazio Golf Course, plus Par 3 short course, and driving range are available for your use. Fine Dining Italian Rest…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($26,980)
%

Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.

Estimated all-in monthly (with flood)

$832–$1,067/mo

Principal & Interest$680
Property tax (owner-occ. 4%, est.)$47
Homeowners insurance (est.)$39
Flood ins. (required, est. range)$65$300
Loan amount$107,920
Get Pre-Approved

This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $134,900 price, 20% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.

Facts & features

Exterior & Lot

Lot Size
153x182x42x130
Waterfront
Lake, Pond

Utilities

Water
Public
Utilities
Electricity Available, Natural Gas Available, Cable Available

Community & HOA

HOA
Yes (fee not listed)

Financial & Terms

List Price
$134,900
Financing Accepted
Cash, Conventional
Zoning
Residential

Listing activity

On the market for 959 days.

  1. Price Reduced

    Jan 22, 2026

  2. Status: Active

    Jan 21, 2026

  3. Came on market

    Jan 21, 2026

  4. Listed for sale

    Oct 21, 2023

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

Ask anything about this home

Honest answers from this listing's data

Talk to a person

I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

61 River Oak Way, Hardeeville, SC 29927

Map loads as you scroll

Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~21.6 mi

  • Bluffton

    ~11 mi

  • Hilton Head Island

    ~17.2 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Jasper County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Robert Sedgwick, eXp Realty LLC - Bluffton.

Listing data last updated January 22, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

Similar homes you may like

More homes in Hardeeville

View all Hardeeville listings

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

Call
Save