$1,095,000
$567/sq ft63 Adams Circle · Beaufort, SC 29902
3
Beds
3.5
Baths
1,932
Sq Ft
1998
Built
What stands out
- Waterfront — Tidal Creek
- River views
- Outdoor living: Covered, Front Porch
- No HOA
- Accepts VA financing
- 2.2-acre lot
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone X — outside the high-risk area but within the 0.2% annual-chance (500-year) floodplain. Flood insurance is not federally required but is often inexpensive here.
Source: FEMA National Flood Hazard Layer.
What to know about this home
- At $567/sqft, this home sits toward the higher end of recent comps, which ranged from about $211 to $738/sqft — worth discussing with an agent before making an offer.
- It's a relatively small home at 1,932 sqft, but the 2.2-acre riverfront lot and water views likely account for a significant portion of the price.
- Flood zone is X (500-year), so federal flood insurance is not required, and when purchased it tends to be less expensive than high-risk zones — still worth getting a quote.
- Listed just one day ago, so there's no price-cut history to read into yet, but it's a brand-new listing with no negotiating track record.
- VA financing is accepted, which is useful for military buyers — MCAS Beaufort is about 3.9 miles away and Parris Island about 6.1 miles, making this a reasonable commute option.
- Estimated property taxes run around $5,475/year at the SC owner-occupant rate — that's an estimate, confirm with the county before closing.
An honest read generated from this listing's own data (price, flood zone, history, estimates) — not marketing copy. Dollar figures are estimates. Anything not in the data, we verify with you.
Listing description
A rare waterfront estate offering over two acres, a private dock, guest accommodations, and complete freedom with no HOA. Nestled along a scenic tidal creek, this exceptional property features a beautifully updated 3-bedroom, 3.5-bath main residence, a fully renovated 3-bedroom, 2-bath guest house, and a detached workshop with future expansion potential. The main home has been thoughtfully updated throughout with major improvements including a newer roof, HVAC systems, hard wood flooring, kitchen, bathrooms, and…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.
Estimated all-in monthly
$7,675/mo
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $1,095,000 price, 0% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 3
- Full Baths
- 3
- Half Baths
- 1
- Living Area
- 1,932 sq ft
- Levels
- Two
- Flooring
- Carpet, Tile, Wood
- Appliances
- Electric Range, Dishwasher, Refrigerator, Tankless Water Heater
- Heating
- Central
- Cooling
- Central Air
- Water Heater
- Tankless
- Interior Features
- Ceiling Fan(s), High Ceilings, Open Floorplan, Pantry
Exterior & Lot
- Lot Size
- 2.2 acres
- Construction
- HardiPlank Type
- Foundation
- Elevated
- Roof
- Composition
- Porch / Patio
- Covered, Front Porch
- View
- River
- Waterfront
- Tidal Creek
Utilities
- Water
- Public
- Sewer
- Septic Tank
Community & HOA
- HOA
- None
Financial & Terms
- List Price
- $1,095,000
- Price / Sq Ft
- $567
- Financing Accepted
- Conventional, Va Loan, Cash
- Zoning
- Residential
Listing activity
On the market for 1 day.
Status: Active
Jun 24, 2026
New Listing
Jun 24, 2026
Listed for sale
Jun 24, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 43 James F Byrnes Street, Beaufort, SC 299073 bd · 1,846 sqft | $389,000 | $211 | Jun 2026 |
| 6 W Bluff, Beaufort, SC 299063 bd · 1,787 sqft | $785,815 | $440 | Jun 2026 |
| 24 Presnell Circle, Beaufort, SC 299023 bd · 2,081 sqft | $825,000 | $396 | Jun 2026 |
| 1185 Brotherhood Way, Beaufort, SC 299023 bd · 2,100 sqft | $1,550,000 | $738 | Jun 2026 |
| 1 Park Way, Beaufort, SC 299073 bd · 1,730 sqft | $690,000 | $399 | Jun 2026 |
Recent closed sales of similar homes nearby (this list price is $1,095,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
63 Adams Circle, Beaufort, SC 29902
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~3 mi
Bluffton
~15.2 mi
Hilton Head Island
~14.3 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- VA loan fit, financing options, and your real monthly budget
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Laura Chambers, Keller Williams.
Listing data last updated June 24, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.