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ActivePrice ReducedMLS# 186591

$624,900

$230/sq ft

63 Osprey Circle · Okatie, SC 29909

4

Beds

3

Baths

2,720

Sq Ft

2000

Built

Single Family Residence$230/sq ft653 days on market
WaterfrontTrees/Woods ViewWater ViewGarageFireplaceHOA Community

What stands out

  • Waterfront — Lagoon
  • Trees/Woods, Water views
  • Attached garage
  • Fireplace
  • Outdoor living: Screened Porch, Deck, Porch
  • 0.55-acre lot

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone AEModerate-to-high flood risk

FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.

See what this means for your monthly payment

Source: FEMA National Flood Hazard Layer.

Listing description

Accessible Lowcountry Living on beautiful Callawassie Island! Located on quiet, desirable Osprey Circle, this well-established home is surrounded by towering pines, palms and classic island charm. This quality constructed home, built by the Tilton Group, offers over 2,700 finished square feet, the flexible layout includes wide-plank flooring, attic foam insulation, crawlspace encapsulation, and remodeled kitchen (2019). The living room with fireplace flows to the dining area, breakfast nook, and screened porch wi…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($124,980)
%

Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.

Estimated all-in monthly (with flood)

$3,916–$4,151/mo

Principal & Interest$3,150
Property tax (owner-occ. 4%, est.)$260
Homeowners insurance (est.)$182
HOA dues$258
Flood ins. (required, est. range)$65$300
Loan amount$499,920
Get Pre-Approved

This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $624,900 price, 20% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $3,629/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
4
Full Baths
3
Living Area
2,720 sq ft
Flooring
Carpet, Tile, Wood
Appliances
Electric Range, Microwave, Dishwasher, Refrigerator, Disposal, Auto/Gar/Opener, Cable TV/Available, Dryer, Washer, Whirlpool Tub
Heating
Electric, Heat Pump, Propane Leased, Central
Cooling
Electric, Heat Pump, Central Air
Fireplace
1
Water Heater
Electric
Interior Features
Ceiling Fan(s)

Exterior & Lot

Lot Size
0.55 acres
Construction
HardiPlank Type
Foundation
Elevated, Raised
Roof
Composition
Parking
Attached, Garage, Golf Cart Garage
Porch / Patio
Screened Porch, Deck, Porch
View
Trees/Woods, Water
Waterfront
Lagoon
Exterior Features
Rain Gutters

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA Fee
$3,092 / annually
Regime Fee
Yes

Financial & Terms

List Price
$624,900
Price / Sq Ft
$230
Annual Taxes
$3,629.3
Financing Accepted
Conventional, Cash
Zoning
Residential

Listing activity

On the market for 653 days.

  1. Price Reduced

    Mar 20, 2026

  2. Status: Active

    Sep 11, 2024

  3. Came on market

    Sep 11, 2024

  4. Listed for sale

    Aug 16, 2024

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home is priced in line with recent comparable sales (which imply about $533,333–$890,809).
Sold homeSold price$/sqftClosed
381 Crane Court, Okatie, SC 299094 bd · 2,564 sqft$719,000$280Mar 2026
50 Camp Saint Mary Road, Okatie, SC 299094 bd · 2,916 sqft$955,000$328Jun 2026
1153 Danner Drive, Okatie, SC 299094 bd · 2,346 sqft$460,000$196Jun 2026
6 Winding Oak Drive, Okatie, SC 299094 bd · 3,095 sqft$940,000$304May 2026
83 Osprey Circle, Okatie, SC 299093 bd · 2,722 sqft$879,000$323Jun 2026

Recent closed sales of similar homes nearby (this list price is $624,900). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

Honest answers from this listing's data

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

63 Osprey Circle, Okatie, SC 29909

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~13.4 mi

  • Bluffton

    ~6 mi

  • Hilton Head Island

    ~9.8 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Emily Kearney, Coastal R. E. Solutions II.

Listing data last updated May 1, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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